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Aditya BSL Ultr Shrt to S/T

Aditya BSL Ultr Shrt to S/T

Debt
India Debt Liquid Market
Large Cap
Liquid
Others
Emotionally driven
Investor Profile
1–3 yearsInvestment Horizon
HNI, UHNI, Retail Investor, Mass AffluentTarget Segments
SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit
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Aditya Birla Sun Life Low Duration Growth invests in short-term bonds, balancing safety with modest growth.

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What This Strategy Does

Aditya BSL Ultr Shrt to S/T Reg Gr is an India Fund Low Duration strategy which captures India's ₹10 trillion short-term fixed income opportunity through active duration management, deploying capital across corporate and government bonds to achieve benchmark-aligned compounding.

CW Expert Research Notes

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

Fund Performance

-1.1% AnnuallyAlpha
+6.3% vs +9.2% benchmarkSince Inception
+6.4% vs +6.1% benchmark3Y Annualized
+5.9% vs +4.5% benchmark5Y Annualized
Aditya BSL Ultr Shrt to S/T
Benchmark Index
Fund Performance

Benchmark Performance Comparison

Aditya Birla Sun Life Low Duration Fund
FD Returns
Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.
Risk Profile

Risk Profile

Standard Deviation1.0%
Sharpe Ratio-0.15
Beta1.43
Upside Capture90%

Detailed Risks

Market Risk

Potential recession risks amid slowing economic growth could trigger credit downgrades, impacting fund's short-term debt holdings.

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Core Investment Theme

Provides stability and income generation through exposure to high-quality, short-term debt instruments. This approach aims to mitigate interest rate risk while capturing accrual returns from India's corporate and government bond markets. The impact is a low-volatility portfolio that preserves capital and generates steady income streams, suitable for investors seeking liquid alternatives to bank deposits.

Broader Market View

Market Outlook

The global economy faces headwinds from elevated inflation and tightening monetary policies. However, opportunities exist in sectors poised to benefit from secular trends like digitalization and sustainability.

Why This Strategy is Attractive Now

This strategy aims to capitalize on long-term structural growth drivers while mitigating risks through diversification. Its focus on quality companies with sustainable competitive advantages could provide resilience during market volatility.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth strategy, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations relative to their growth prospects.

Why it Makes Sense

In the current market environment characterized by economic uncertainty and elevated volatility, a Quality Growth approach focused on companies with resilient business models, pricing power, and strong balance sheets can provide a degree of defensiveness while participating in secular growth opportunities.

High-Level Investment Process

Sourcing: The strategy appears to source investment ideas from a broad universe of companies across market capitalizations, with a focus on those demonstrating sustainable competitive advantages, strong management teams, and attractive growth prospects. Selection: The selection process suggests a preference for companies with consistent revenue and earnings growth, high returns on invested capital, and reasonable valuations relative to their growth potential and industry peers. Construction: Portfolio construction is consistent with a diversified, conviction-weighted approach, with a focus on managing risk through position sizing, sector exposures, and a balance of cyclical and defensive holdings.
Portfolio Holdings Overview

Portfolio Holdings Overview

SectoralAllocation
Financial Services100%
Top Stock Holdings

Top Stock Holdings

CompanySectorAllocation
Bharti Telecom LimitedUtilities7.66%
TrepsUtilities7.30%
Small Industries Development Bank of IndiaUtilities4.63%
Jubilant Bevco LimitedUtilities4.09%
India (Republic of)Utilities3.39%
Jtpm Metal TRaders LimitedUtilities3.22%
National Bank For Agriculture And Rural DevelopmentUtilities3.05%
Indian Railway Finance Corporation LimitedUtilities2.77%
24/09/2026 Maturing 364 DTBUtilities2.76%
Tata Capital Housing Finance LimitedUtilities2.57%

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

iconCosts and Fees

Total Expense Ratio (TER)1.2%

iconRegulatory & Tax Information

INF209K01LQ0
verified
ISIN
DailyDealing Frequency
CRISIL Low Duration Debt A-I TR INRBenchmark

Capital Gain Tax | Taxed as per Income Tax Slab

Tax Implications (India)
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