Bandhan Dynamic Term

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1–3 yearsInvestment Horizon

HNI,MATarget Segments

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What This Strategy Does

Bandhan Dynamic Term Reg Gr is an India Fund Dynamic Bond fund which captures India's ₹35 trillion fixed-income opportunity through active duration management, deploying capital across government securities and corporate bonds to achieve broad-based earnings growth.

CW Expert Research Notes

Consistent Outperformance

The fund has delivered superior risk-adjusted returns over the long term, outperforming 83% of peers under Suyash Choudhary's leadership since October 2010.

Flexible Positioning

The manager employs a fluid investment approach, dynamically adjusting duration and segment exposures based on macroeconomic views, allowing for high-conviction, concentrated positions when opportunities arise.

Macro-Driven Process

The research-driven process focuses on anticipating interest rate movements through rigorous analysis of macroeconomic factors, complemented by technical overlays, forming the basis for portfolio positioning.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Risk Profile

Standard Deviation4.2%

Maximum Drawdown-4.0% | Jun 2025

Sharpe Ratio0.54

Beta1.04

Upside Capture117%

Detailed Risks

Market Risk

Potential recession in India could trigger credit stress, impacting fund's bond holdings.

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers flexibility to dynamically adjust duration and capture opportunities across the yield curve. By actively managing interest rate risk through duration positioning, this approach aims to generate consistent risk-adjusted returns over market cycles. The impact is a smoother return profile with lower volatility compared to traditional bond funds, though periods of underperformance are possible during rate inflections.

Broader Market View

Market Outlook

The global economy faces headwinds from elevated inflation and tightening monetary policies. However, opportunities exist in sectors poised to benefit from secular trends like digitalization and sustainability.

Why This Strategy is Attractive Now

This strategy aims to capitalize on long-term structural growth drivers while mitigating risks through diversification. Its focus on quality companies with sustainable competitive advantages could provide resilience during market volatility.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth strategy, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations.

Why it Makes Sense

In the current environment of moderating economic growth and elevated uncertainty, a Quality Growth approach offers exposure to resilient businesses with pricing power and sustainable growth trajectories.

High-Level Investment Process

Sourcing: The strategy appears to source investment ideas from across the market capitalization spectrum, with a focus on companies demonstrating strong fundamentals, healthy balance sheets, and attractive growth prospects. Selection: The selection process suggests a preference for businesses with defendable market positions, robust cash flow generation, and attractive returns on invested capital relative to peers. Construction: Portfolio construction is consistent with a diversified, conviction-weighted approach, balancing risk management with the pursuit of alpha through active stock selection.

Portfolio Holdings Overview

SectoralAllocation

Financial Services100%

Top Stock Holdings

CompanySectorAllocation

Triparty Repo Trp_160926Utilities81.54%

7.36% Govt Stock 2052Utilities6.64%

Small Industries Development Bank Of IndiaUtilities6.11%

Tata Capital Housing Finance LimitedUtilities3.12%

Bajaj Housing Finance LimitedUtilities1.54%

Corporate Debt Market Development Fund Class A2Utilities0.47%

Cash Margin - CcilUtilities0.28%

7.24% Govt Stock 2055Utilities0.25%

Net Current AssetsUtilities0.05%

7.3% Govt Stock 2053Utilities0.00%

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.65%

Regulatory & Tax Information

INF194K01QG4

ISIN

DailyDealing Frequency

CRISIL Dynamic Bond A-III TR INRBenchmark

Capital Gain Tax | Taxed as per Income Tax Slab

Tax Implications (India)