Canara Robeco Balanced Advntg

All Cap

Diversified

Hybrid

India Super Value

Others

Emotionally driven

Investor Profile

4–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Canara Robeco Balanced Advantage Fund Growth mixes stocks and bonds for balanced growth and stability.

What This Strategy Does

Canara Robeco Balanced Advntg Reg Gr is an equity flexi-cap fund which captures India's ₹30 trillion consumption and financialization opportunity through dynamic asset allocation, deploying capital across financials, industrials, and consumer sectors to achieve broad-based earnings growth.

CW Expert Research Notes

Resilient Downside Protection

Canara Robeco Balanced Advntg Reg Gr's investment process has delivered consistent downside protection across market cycles, outperforming its benchmark in 10 of the past 12 calendar years.

Differentiated Sector Positioning

The fund's overweight exposure to the financial services sector, anchored by high-conviction holdings in leading private banks, distinguishes its portfolio construction from peers.

Earnings Revision Tailwind

Canara Robeco Balanced Advntg Reg Gr is well-positioned to benefit from an anticipated earnings upgrade cycle in India, with key holdings levered to a capex recovery and rising industrial demand.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-2.0% AnnuallyAlpha

+0.0% vs +0.0% benchmarkSince Inception

+0.0% vs +0.0% benchmark3Y Annualized

+0.0% vs +0.0% benchmark5Y Annualized

Canara Robeco Balanced Advntg

Benchmark Index

Benchmark Performance Comparison

Canara Robeco Balanced Advantage Fund

NIFTY 50 + FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation11.9%

Maximum Drawdown-9.7% | Oct 2024

Sharpe Ratio-0.22

Beta1.24

Upside Capture106%

Detailed Risks

Market Risk

Potential recession in India could dampen consumer demand, impacting fund holdings.

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers dynamic asset allocation across equity and debt to navigate market cycles. By actively adjusting exposures, this approach aims to capture upside during bull markets while providing downside protection during volatility. The impact is smoother returns with lower drawdowns compared to static allocation strategies. Suitable for investors seeking a balanced risk-return profile across market conditions.

Broader Market View

Market Outlook

The global economy faces headwinds from elevated inflation and tightening monetary policies. However, opportunities exist in sectors benefiting from secular trends like digitalization and sustainability.

Why This Strategy is Attractive Now

This strategy aims to capitalize on long-term structural trends by investing in companies with strong competitive advantages and growth potential. Its diversified approach may provide resilience during market volatility.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth strategy, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations relative to their long-term potential.

Why it Makes Sense

In the current environment of moderating economic growth and elevated uncertainty, a Quality Growth approach focused on companies with pricing power, recurring revenue streams, and strong balance sheets appears well-positioned to deliver attractive risk-adjusted returns.

High-Level Investment Process

Sourcing: The strategy appears to source investment ideas from a broad universe of quality companies across market capitalizations, favoring those with sustainable competitive advantages, strong management teams, and attractive growth prospects. Selection: The selection process suggests a preference for companies with consistent profitability, high returns on invested capital, and reasonable valuations relative to their growth potential. Construction: The portfolio construction process is consistent with a diversified, conviction-weighted approach, balancing risk management with the ability to capitalize on high-conviction opportunities.

Portfolio Holdings Overview

SectoralAllocation

Services12.62%

Capital Goods16.01%

Consumers20.97%

Utilities0.53%

Energy & Infra10.24%

Financial Services33.78%

Technology5.85%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

HDFC Bank LtdFinancial Services5.52%

ICICI Bank LtdFinancial Services5.25%

Reliance Industries LtdEnergy & Infra4.59%

India (Republic of)Utilities4.12%

Bharti Airtel LtdServices3.29%

Larsen & Toubro LtdCapital Goods3.13%

Axis Bank LtdFinancial Services2.79%

TrepsUtilities2.75%

State Bank of IndiaFinancial Services2.41%

Infosys LtdTechnology2.34%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Pranav Gokhale

Lead Portfolio Manager

Mr. Pranav Gokhale has experience of 23 years. Manages 30 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹29,783 Cr Holds a M.Com degree.

Suman Prasad

Co-Portfolio Manager

Ms. Suman Prasad has experience of 36 years. Manages 54 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹2,244 Cr Holds a PGDMS degree.

Amit Kadam

Co-Portfolio Manager

Mr. Amit Kadam has experience of 17 years. Manages 34 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹6,306 Cr Holds a MMS degree.

Ennette Fernandes

Co-Portfolio Manager

Ms. Ennette Fernandes has experience of 18 years. Manages 25 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹2,526 Cr Holds a PGDBM degree.

Avnish Jain

Co-Portfolio Manager

Mr. Avnish Jain has experience of 32 years. Manages 117 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹3,894 Cr Holds a B.Tech degree.

Suman Prasad

Co-Portfolio Manager

Ms. Suman Prasad has experience of 36 years. Manages 54 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹2,244 Cr Holds a PGDMS degree.

Amit Kadam

Co-Portfolio Manager

Mr. Amit Kadam has experience of 17 years. Manages 34 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹6,306 Cr Holds a MMS degree.

Ennette Fernandes

Co-Portfolio Manager

Ms. Ennette Fernandes has experience of 18 years. Manages 25 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹2,526 Cr Holds a PGDBM degree.

Avnish Jain

Co-Portfolio Manager

Mr. Avnish Jain has experience of 32 years. Manages 117 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹3,894 Cr Holds a B.Tech degree.

CW Expert Take

Canara Robeco brings institutional discipline to dynamic asset allocation. Their investment philosophy combines top-down macro views with bottom-up security selection across asset classes. The fund house maintains structured frameworks for risk management and portfolio construction, whether navigating equity markets or managing duration in debt strategies. Canara Robeco leverages extensive research capabilities spanning sectors and credit quality assessment.

125 years

Combined Team Experience

₹ 44,753 Cr

Assets Under Management

Firm Overview

AMCCanara Robeco Asset Management Co Ltd

Investment Philosophy & Approach

Disciplined Approach

Canara Robeco follows a disciplined investment approach focused on rigorous research.

Risk Management

The fund house emphasizes robust risk management through diversification and controls.

Long-Term Perspective

Canara Robeco maintains a long-term perspective in portfolio construction.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)2.38%

Regulatory & Tax Information

INF760K01LA6

ISIN

DailyDealing Frequency

CRISIL Hybrid 50+50 Moderate TR INRBenchmark

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)