Canara Robeco Conservative Hybrid Fund

Hybrid

India Multi Asset

Long Term

Others

Aggressive growth Investor Profile

Investor Profile

4–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Canara Robeco Conservative Hybrid Fund Growth mixes stocks and bonds for balanced growth and stability.

What This Strategy Does

Canara Robeco Conservative Hybrid Fund Growth is an equity flexi-cap fund which captures India's ₹25 trillion consumption and financialization opportunity through a multi-asset approach, deploying capital across financials, industrials, and consumer sectors to achieve broad-based earnings growth.

CW Expert Research Notes

Resilient Downside Protection

The fund has demonstrated consistent downside protection across market cycles, outperforming its benchmark in 4 out of the past 12 years.

Differentiated Sector Positioning

The fund's sector positioning, with overweight exposure to the financial services and consumer cyclical sectors and underweight exposure to energy, reflects a differentiated approach compared to peers.

Earnings Revisions Catalyst

The fund's valuation appears fair relative to history and peers, with potential upside from positive earnings revisions across its holdings in the technology and industrials sectors.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-1.2% AnnuallyAlpha

+7.6% vs +9.9% benchmarkSince Inception

+6.7% vs +6.0% benchmark3Y Annualized

+5.9% vs +6.3% benchmark5Y Annualized

Canara Robeco Conservative Hybrid Fund

Benchmark Index

Benchmark Performance Comparison

Canara Robeco Conservative Hybrid Fund

NIFTY 50 + FD Returns

Risk Profile

Standard Deviation4.7%

Maximum Drawdown-3.8% | Dec 2025

Sharpe Ratio-0.81

Beta1.00

Upside Capture96%

Detailed Risks

Market Risk

Potential recession in India driven by slowing global growth could pressure fund's equity exposure.

Liquidity Risk

High mid-cap allocation could face liquidity stress during volatility spikes, impacting rebalancing.

Concentration Risk

Concentrated sector bets like financials could amplify drawdowns if regulatory changes tighten.

Specific Strategy Risk

Conservative hybrid strategy vulnerable to underperformance if equity rally extends, limiting upside participation.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Provides stability through exposure to India's resilient businesses and fixed income, balancing growth and income. This conservative hybrid approach captures steady earnings compounding from market leaders, while bonds anchor returns during volatility. The impact is lower portfolio swings with reasonable participation in equity upside. Suitable for investors seeking moderate risk-adjusted returns over a full market cycle.

Broader Market View

Market Outlook

Equity markets appear to be entering a recovery phase following the recent correction, with consumption and earnings normalization supporting a more constructive outlook. This environment favors strategies with exposure to consumer, financial services, and industrial sectors that stand to benefit from improving economic conditions and rising capital expenditure.

Why This Strategy is Attractive Now

The strategy seems well-positioned to capitalize on the current market dynamics. With a diversified portfolio of around 70 holdings, including exposure to market leaders across consumer cyclicals, financials, and technology, the strategy appears aligned with key beneficiaries of the anticipated recovery. The balanced approach combining growth and stability, coupled with moderate risk metrics, may offer an attractive risk-adjusted return profile.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth approach, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations relative to their long-term potential.

Why it Makes Sense

In the current environment of moderating economic growth and elevated uncertainty, a Quality Growth strategy focused on companies with pricing power, recurring revenue streams, and strong balance sheets can provide a degree of defensiveness while participating in secular growth opportunities.

High-Level Investment Process

Sourcing: The strategy appears to source investment ideas from a broad universe of companies across market capitalizations, with a focus on those demonstrating sustainable competitive advantages, strong management teams, and attractive growth runways. Selection: The selection process suggests a preference for companies with durable business models, consistent profitability, healthy balance sheets, and reasonable valuations relative to their growth prospects and quality characteristics. Construction: Portfolio construction aims to create a diversified portfolio of high-quality growth companies, with an emphasis on risk management through position sizing, sector diversification, and a long-term investment horizon.

Portfolio Holdings Overview

SectoralAllocation

Consumers24.05%

Utilities1.09%

Technology7.39%

Services20.08%

Financial Services24.54%

Energy & Infra3.8%

Capital Goods19.05%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

TrepsUtilities6.46%

6.54% Govt Stock 2034Utilities4.22%

Rec LimitedUtilities4.11%

Bajaj Housing Finance LimitedUtilities3.48%

6.75% Govt Stock 2033Utilities3.06%

HDFC Bank LimitedUtilities3.04%

7.18% Maharashtra Sdl 2029Utilities2.97%

Small Industries Development Bank Of IndiaUtilities2.95%

LIC Housing Finance LtdUtilities2.95%

Hdb Financial Services LimitedUtilities2.94%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Avnish Jain

Mr. Avnish Jain has experience of 31 years. Manages 117 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹3,894 Cr Holds a B.Tech degree.

70 years

Combined Team Experience

₹ 12,444 Cr

Assets Under Management

Suman Prasad

Co-Portfolio Manager

Ms. Suman Prasad has experience of 22 years. Manages 54 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹2,244 Cr Holds a PGDMS degree.

Amit Kadam

Co-Portfolio Manager

Mr. Amit Kadam has experience of 16 years. Manages 34 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹6,306 Cr Holds a MMS degree.

CW Expert Take

Canara Robeco brings institutional discipline to conservative hybrid investing. Their investment philosophy emphasizes risk-adjusted returns through active asset allocation and security selection across equity and debt. The fund house maintains robust risk frameworks and benefits from experienced investment teams adept at navigating market cycles while adhering to the fund's conservative mandate.

Investment Philosophy & Approach

Disciplined Approach

The fund house follows a disciplined investment approach focused on rigorous research.

Risk Management

Strong risk management culture with emphasis on diversification and downside protection.

Long-Term Mindset

Adopts a long-term capital allocation mindset aimed at sustainable wealth creation.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.53%

Exit Load1

Regulatory & Tax Information

INF760K01282

ISIN

DailyDealing Frequency

CRISIL Hybrid 85+15 - ConservativeTR INRBenchmark

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)