Canara Robeco Multi Ast Allc Reg Gr

All Cap

Diversified

Hybrid

India Multi Asset

Medium Term

Emotionally driven Investor Profile

Investor Profile

4–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Canara Robeco Multi Asset Allocation Fund Growth mixes stocks and bonds for balanced growth and stability.

What This Strategy Does

Canara Robeco Multi Ast Allc Reg Gr is an equity multi-asset allocation fund which captures India's diversified investment opportunity through a balanced approach, deploying capital across financials, industrials, and consumer sectors to achieve broad-based earnings growth.

CW Expert Research Notes

Consistent Outperformance

The fund has demonstrated resilient benchmark-relative behavior, outperforming in 10 of the past 12 years, highlighting its ability to deliver consistent outcomes across market cycles.

Balanced Multi-Asset Approach

The fund's differentiated investment process employs a balanced multi-asset allocation strategy, with a 67.83% equity tilt complemented by a 32.17% exposure to fixed income and cash, providing a diversified risk-return profile.

Cyclical Tailwinds Potential

The fund's overweight positioning in cyclical sectors like financials, industrials, and consumer discretionary could benefit from potential catalysts such as an earnings recovery and capex cycle revival, while its reasonable valuation multiples suggest further upside.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.0% AnnuallyAlpha

+0.0% vs +0.0% benchmarkSince Inception

+0.0% vs +0.0% benchmark3Y Annualized

+0.0% vs +0.0% benchmark5Y Annualized

Canara Robeco Multi Ast Allc Reg Gr

Benchmark Index

Benchmark Performance Comparison

Canara Robeco Multi Asset Allocation Fund

NIFTY 50 + FD Returns

Risk Profile

Standard Deviation11.5%

Sharpe Ratio0.65

Detailed Risks

Market Risk

Potential recession in India could dampen consumer demand, impacting fund's equity exposure.

Liquidity Risk

High mid-cap allocation could face liquidity stress during market sell-offs.

Concentration Risk

Significant large-cap tilt exposes fund to idiosyncratic risks in top holdings.

Specific Strategy Risk

Regulatory changes to asset allocation rules could impact portfolio construction.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers dynamic asset allocation across equities, bonds, and cash to navigate varying market conditions. This multi-asset approach aims to capture upside in rising markets while providing downside protection during volatility. The impact is smoother returns over full market cycles by actively adjusting risk exposures.

Broader Market View

Market Outlook

Equity markets appear to be in the early stages of a recovery, offering an attractive entry point as consumption and earnings normalize. Cyclical sectors like consumer discretionary and financials stand to benefit from improving credit growth and domestic demand trends, though margin pressures remain a risk.

Why This Strategy is Attractive Now

This strategy seems well-positioned for the current environment with exposure across consumer, financial services, and technology leaders. Its diversification across around 70 holdings, along with a moderate beta, could provide risk-adjusted participation in the market recovery while its flexibility allows for sector rotation.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth strategy, emphasizing companies with durable competitive advantages, robust profitability, and consistent earnings growth across market cycles.

Why it Makes Sense

In the current environment of moderating economic growth and elevated valuations, a Quality Growth approach focused on companies with pricing power, recurring revenues, and strong balance sheets may offer a compelling risk-return profile.

High-Level Investment Process

Sourcing: The strategy appears to source investment ideas through rigorous fundamental research, seeking companies with sustainable competitive advantages, strong management teams, and attractive growth runways. Selection: The selection process suggests a preference for businesses with high returns on invested capital, robust free cash flow generation, and reasonable valuations relative to long-term growth prospects. Construction: Portfolio construction is consistent with a focus on diversification across sectors while maintaining overweights in areas with structural growth tailwinds.

Portfolio Holdings Overview

SectoralAllocation

Consumers18.09%

Capital Goods16.74%

Energy & Infra3.77%

Services24.7%

Financial Services30.1%

Technology6.59%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

Nippon India ETF Gold BeES14.87%

ICICI Bank LtdFinancial Services6.27%

HDFC Bank LtdFinancial Services4.22%

Treps4.00%

Bharti Airtel LtdServices3.73%

Eternal LtdConsumers2.72%

India (Republic of)2.46%

Max Healthcare Institute Ltd Ordinary SharesServices2.35%

Info Edge (India) LtdServices2.19%

Reliance Industries LtdEnergy & Infra2.15%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Ennette Fernandes

Ms. Ennette Fernandes has experience of 18 years. Manages 25 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹2,526 Cr Holds a PGDBM degree.

90 years

Combined Team Experience

₹ 12,726 Cr

Assets Under Management

Amit Kadam

Co-Portfolio Manager

Mr. Amit Kadam has experience of 17 years. Manages 34 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹6,306 Cr Holds a MMS degree.

Avnish Jain

Co-Portfolio Manager

Mr. Avnish Jain has experience of 32 years. Manages 117 funds at Canara Robeco Asset Management Co Ltd with an AUM of approximately ₹3,894 Cr Holds a B.Tech degree.

CW Expert Take

Canara Robeco Multi Asset Allocation Fund applies a diversified approach across asset classes. Their investment philosophy emphasizes risk-adjusted returns through dynamic allocation between equities, debt, and cash. The fund house leverages in-house research capabilities spanning sectors and market caps to identify opportunities. Canara Robeco maintains disciplined frameworks for asset rebalancing while aiming to capture upside across market cycles.

Investment Philosophy & Approach

Disciplined Approach

Canara Robeco follows a disciplined investment approach focused on rigorous research.

Risk Management

The fund house emphasizes robust risk management through diversification and prudence.

Long-Term Perspective

Canara Robeco maintains a long-term perspective in its investment decision-making.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)2.35%

Regulatory & Tax Information

INF760K01LG3

ISIN

DailyDealing Frequency

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)