DSP ELSS Tax Saver Gr

All Cap

Equity

India Tax Saver

Others

Tax Saver

Emotionally driven

Investor Profile

1–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Dsp Elss Tax Saver Fund Growth invests mainly in stocks for long-term wealth growth.

What This Strategy Does

DSP ELSS Tax Saver Reg Gr is an equity fund which captures India's ₹35 trillion consumption and financialization opportunity through a bottom-up, high-conviction approach, deploying capital across financials, consumer cyclicals, and healthcare to achieve broad-based earnings growth.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-2.3% AnnuallyAlpha

+12.3% vs +9.5% benchmarkSince Inception

+11.4% vs +5.7% benchmark3Y Annualized

+9.6% vs +4.7% benchmark5Y Annualized

DSP ELSS Tax Saver Gr

Benchmark Index

Benchmark Performance Comparison

DSP ELSS Tax Saver Fund

NIFTY 50

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation18.3%

Maximum Drawdown-15.9% | Oct 2024

Sharpe Ratio-0.46

Beta0.98

Upside Capture105%

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Provides tax-efficient wealth creation through exposure to India's most resilient businesses across market cycles. These market leaders typically reinvest cash flows into sustainable competitive moats, translating into steady compounding with lower downside risk. The impact is predictable long-term returns with reduced volatility. Suitable for investors seeking tax-advantaged growth with a lower risk profile.

Portfolio Holdings Overview

SectoralAllocation

Utilities2.38%

Financial Services45.47%

Technology5.71%

Services14.38%

Capital Goods10.71%

Energy & Infra7.57%

Consumers13.79%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

ICICI Bank LtdFinancial Services9.69%

HDFC Bank LtdFinancial Services8.97%

Axis Bank LtdFinancial Services7.97%

State Bank of IndiaFinancial Services5.59%

Kotak Mahindra Bank LtdFinancial Services3.89%

Bharti Airtel LtdServices3.37%

Reliance Industries LtdEnergy & Infra2.84%

Mahindra & Mahindra LtdConsumers2.43%

Infosys LtdTechnology2.28%

Max Financial Services LtdFinancial Services2.06%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Rohit Singhania

Lead Portfolio Manager

Mr. Rohit Singhania has experience of 22 years. Manages 30 funds at DSP Asset Managers Private Limited with an AUM of approximately ₹17,570 Cr Holds a MMS degree.

CW Expert Take

DSP operates with a research-driven culture with low portfolio churn, whether managing equity portfolios or fixed income strategies. The fund house is known for transparent communication and staying true to fund mandates even during difficult performance periods. Their strength lies in process consistency, maintaining disciplined frameworks that have weathered multiple market cycles. The fund house benefits from deep research capabilities and a stable investment team that translates macro insights into portfolio positioning.

22 years

Combined Team Experience

₹ 17,570 Cr

Assets Under Management

Firm Overview

AMCDSP Asset Managers Private Limited

Total AUM₹2,20,762.56 Cr

Investment Professionals49+

Global Offices250 Cities

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.82%

Regulatory & Tax Information

INF740K01185

ISIN

DailyDealing Frequency

BSE 500 India TR INRBenchmark

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)