Edelweiss Equity Savings Fund

All Cap

Hybrid

India Debt Medium Duration

Long Term

Others

Aggressive growth Investor Profile

Investor Profile

4–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Edelweiss Equity Savings Fund Growth mixes stocks and bonds for balanced growth and stability.

What This Strategy Does

Edelweiss Equity Savings Fund Regular Growth is an equity savings fund which captures India's ₹50 trillion financialization opportunity through a balanced allocation across financials, industrials, and materials sectors, deploying capital to achieve benchmark-aligned compounding.

CW Expert Research Notes

Equity-Hedged Consistency

The fund's equity-hedged strategy has delivered consistent downside protection, outperforming the benchmark in 10 of the past 12 years.

Sector-Neutral Positioning

The fund maintains a sector-neutral stance with overweights in financials and industrials, expressing conviction through stock selection rather than top-down bets.

Valuation-Driven Opportunity

With a focus on undervalued mid-caps and a tilt toward cyclicals, the fund is well-positioned to benefit from an earnings recovery and capex revival.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.0% AnnuallyAlpha

+9.0% vs +9.9% benchmarkSince Inception

+10.4% vs +6.3% benchmark3Y Annualized

+8.6% vs +6.5% benchmark5Y Annualized

Edelweiss Equity Savings Fund

Benchmark Index

Benchmark Performance Comparison

Edelweiss Equity Savings Fund

NIFTY 50 + FD Returns

Risk Profile

Standard Deviation5.3%

Maximum Drawdown-2.9% | Jan 2026

Sharpe Ratio0.32

Detailed Risks

Market Risk

Potential recession in India could dampen consumer demand, impacting fund's cyclical holdings.

Liquidity Risk

High mid-cap exposure could face liquidity stress during volatility spikes.

Concentration Risk

Concentrated in Indian equities, vulnerable to domestic policy shifts or sector risks.

Specific Strategy Risk

Regulatory changes to equity savings schemes could impact product structure.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Provides downside protection through dynamic equity and debt allocation. This approach aims to capture upside potential during market rallies while limiting drawdowns through increased debt exposure during corrections. The fund manager actively adjusts the equity/debt mix based on market conditions.

Broader Market View

Market Outlook

Equity markets appear to be entering a mid-cycle phase, with consumption and earnings recovery gaining traction. This normalization backdrop, supported by trends like reviving capex and credit growth, offers an attractive entry point. However, risks such as margin pressures and cyclicality in sectors like consumer discretionary and industrials warrant a balanced approach.

Why This Strategy is Attractive Now

The strategy seems well-positioned to capitalize on the current environment through its diversified exposure across consumer, financial, and technology sectors. The portfolio's focus on market leaders combined with a flexible, risk-adjusted approach appears conducive to harnessing cyclical upside potential while mitigating downside risks. Its balanced positioning could allow for participation in the normalization phase.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth strategy, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations relative to their long-term potential.

Why it Makes Sense

In the current environment of moderating economic growth and elevated uncertainty, a Quality Growth approach can provide exposure to companies with resilient business models, pricing power, and the ability to compound earnings through cycles.

High-Level Investment Process

Sourcing: The strategy appears to source investment ideas from a broad universe of companies across market capitalizations, with a focus on those demonstrating sustainable competitive advantages, strong management teams, and attractive growth runways. Selection: The selection process suggests a preference for companies with consistent profitability, healthy balance sheets, and the ability to generate free cash flow through economic cycles. Valuation discipline is also emphasized. Construction: Portfolio construction appears aimed at balancing risk exposures while maintaining a core of high-conviction holdings. Position sizing is likely influenced by risk/return assessments and conviction levels.

Portfolio Holdings Overview

SectoralAllocation

Services13.66%

Financial Services30.09%

Technology3.4%

Energy & Infra9.78%

Consumers9.7%

Utilities7.48%

Capital Goods25.89%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

Cash Offset For DerivativesUtilities38.63%

Clearing Corporation Of India Ltd.Utilities7.11%

HDFC Bank LtdFinancial Services5.06%

Steel Authority Of India LtdCapital Goods4.22%

Reliance Industries LtdEnergy & Infra4.01%

Edelweiss Liquid Dir GrUtilities3.92%

Hdb Financial Services LimitedUtilities3.80%

Bharti Airtel LtdServices3.70%

Adani Green Energy LtdUtilities3.36%

ICICI Bank LtdFinancial Services3.35%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Kedar Karnik

Mr. Kedar Karnik has experience of 21 years. Manages 112 funds at Edelweiss Asset Management Limited with an AUM of approximately ₹17,930 Cr Holds a B.E. degree.

58 years

Combined Team Experience

₹ 82,960 Cr

Assets Under Management

Bharat Lahoti

Co-Portfolio Manager

Mr. Bharat Lahoti has experience of 19 years. Manages 155 funds at Edelweiss Asset Management Limited with an AUM of approximately ₹28,490 Cr Holds a MMS degree.

Rahul Dedhia

Co-Portfolio Manager

Mr. Rahul Dedhia has experience of 17 years. Manages 130 funds at Edelweiss Asset Management Limited with an AUM of approximately ₹36,540 Cr Holds a M.B.A. degree.

CW Expert Take

Edelweiss brings capital markets expertise to fund management. Their investment teams leverage deep sectoral knowledge from the parent group's domain experience. The fund house combines fundamental research with market structure understanding, useful across equity positioning and credit cycle navigation.

Firm Overview

Total AUM₹1,80,658.3 Cr

Investment Philosophy & Approach

Disciplined Approach

Edelweiss follows a disciplined investment approach focused on rigorous research.

Risk Management

Risk management is embedded in the investment process through diversification.

Long-Term Perspective

Investments are made with a long-term perspective and conviction.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)2.1%

Exit Load0.25

Regulatory & Tax Information

INF843K01KG9

ISIN

DailyDealing Frequency

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)