Edelweiss Financial Services Fund

All Cap

Equity

Financial Services

India Growth

Others

Aggressive growth Investor Profile

Investor Profile

1–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Edelweiss Financial Services Fund Regular Growth strategically allocates 100% to the financial services sector, providing focused exposure to this dynamic industry

What This Strategy Does

Edelweiss Financial Services Reg Gr is an equity fund which captures India's ₹35 trillion financialization opportunity through concentrated exposure across banks, NBFCs, and insurers to achieve benchmark-aligned compounding.

CW Expert Research Notes

Benchmark-beating Consistency

The fund has demonstrated resilient benchmark-relative performance, outperforming the Nifty Financial Services TR INR in 9 of the past 11 years.

Concentrated Sector Exposure

With 100% allocation to the financial services sector, the fund offers a pure-play exposure to this cyclical industry, expressing conviction through overweights in HDFC Bank and ICICI Bank.

Valuation-conscious Positioning

The portfolio appears fairly valued relative to history and peers, potentially benefiting from an upturn in the credit cycle and rising loan growth as key catalysts.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.0% AnnuallyAlpha

+0.0% vs +0.0% benchmarkSince Inception

+0.0% vs +0.0% benchmark3Y Annualized

+0.0% vs +0.0% benchmark5Y Annualized

Edelweiss Financial Services Fund

Benchmark Index

Benchmark Performance Comparison

Edelweiss Financial Services Fund

NIFTY 50

Risk Profile

Upside Capture106%

Detailed Risks

Market Risk

Potential recession in India could dampen loan growth, impacting financial services.

Liquidity Risk

Mid-cap tilt could face liquidity stress during market sell-offs.

Concentration Risk

Concentrated in Indian financial sector, vulnerable to regulatory tightening.

Specific Strategy Risk

Earnings misses or asset quality deterioration at key holdings.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Provides concentrated exposure to India's financial services sector—the backbone of the economy's growth engine. This theme captures leading banks, insurers, and capital market players that facilitate credit expansion and risk transfer, fueling business investment and consumer spending.

Broader Market View

Market Outlook

Equity markets appear to be entering a mid-cycle phase, with consumption and earnings recovery gaining traction. This normalization backdrop, supported by revival in capex and credit growth, presents an opportune entry point. However, risks such as margin pressures and cyclicality in sectors like consumer discretionary and industrials warrant a balanced approach.

Why This Strategy is Attractive Now

The strategy's positioning across market-leading consumer, financial, and technology names, coupled with its diversification across around 70 holdings, appears well-aligned with the current environment. Its moderate beta and balanced exposure to growth and defensive segments could allow for risk-adjusted participation in the normalization upside while providing resilience against cyclical risks.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth strategy, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations relative to their growth prospects.

Why it Makes Sense

In the current environment of moderating economic growth and elevated uncertainty, a Quality Growth approach can offer a compelling combination of resilient earnings streams and attractive long-term return potential.

High-Level Investment Process

Sourcing: The strategy appears to focus on companies with strong franchises, pricing power, and sustainable competitive moats, often sourced from sectors with secular growth tailwinds. Selection: The selection process suggests a preference for businesses with robust free cash flow generation, disciplined capital allocation, and attractive reinvestment opportunities to compound growth over time. Construction: Portfolio construction is consistent with a focus on diversification across sectors and market capitalizations while maintaining a bias toward higher-quality companies with durable growth drivers.

Portfolio Holdings Overview

SectoralAllocation

Financial Services100%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

State Bank of IndiaFinancial Services10.31%

HDFC Bank LtdFinancial Services9.59%

ICICI Bank LtdFinancial Services9.46%

Axis Bank LtdFinancial Services8.64%

BSE LtdFinancial Services6.92%

Kotak Mahindra Bank LtdFinancial Services6.01%

Shriram Finance LtdFinancial Services5.50%

SBI Life Insurance Co LtdFinancial Services4.99%

Clearing Corporation Of India Ltd.Utilities4.66%

Max Financial Services LtdFinancial Services4.47%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Trideep Bhattacharya

Mr. Trideep Bhattacharya has experience of 17 years. Manages 89 funds at Edelweiss Asset Management Limited with an AUM of approximately ₹23,943 Cr Holds a MBA degree.

44 years

Combined Team Experience

₹ 47,821 Cr

Assets Under Management

Amit Vora

Co-Portfolio Manager

Amit Vora has experience of 5 years. Manages 91 funds at Edelweiss Asset Management Limited with an AUM of approximately ₹23,878 Cr

CW Expert Take

Edelweiss brings capital markets expertise to fund management. Their investment teams leverage deep sectoral knowledge from the parent group's domain experience. The fund house combines fundamental research with market structure understanding, useful across equity positioning and credit cycle navigation.

Firm Overview

Total AUM₹1,80,658.3 Cr

Investment Philosophy & Approach

Focused Expertise

Edelweiss AMC leverages deep domain knowledge in financial services.

Disciplined Approach

Rigorous research underpins portfolio construction and risk management.

Long-Term Mindset

Emphasis on sustainable value creation over full market cycles.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)2.41%

Regulatory & Tax Information

INF754K01WL3

ISIN

DailyDealing Frequency

Nifty Financial Services TR INRBenchmark

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)