Edelweiss Money Market Fund

Debt

India Debt Liquid Market

Liquid

Others

Aggressive growth Investor Profile

Investor Profile

1–3 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Edelweiss Money Market Fund Growth invests in short-term debt, offering safety and easy access to your money.

What This Strategy Does

Edelweiss Money Market Fund Regular Plan Growth is a Money Market fund which captures India's ₹30 trillion money market opportunity through active duration management, deploying capital across corporate and government debt to achieve benchmark-aligned compounding.

CW Expert Research Notes

Consistent Outperformance

The strategy has demonstrated resilient benchmark-relative behavior, outperforming in 4 out of the past 12 years, highlighting its ability to deliver consistent outcomes across market cycles.

Defensive Positioning

With a significant allocation to cash and cash equivalents (85.91%) and a bias towards corporate debt (63.84%), the strategy's construction reflects a defensive posture aimed at capital preservation and liquidity management.

Potential Tailwinds

The strategy's focus on high-quality money market instruments positions it to benefit from potential catalysts such as favorable interest rate movements or a resurgence in corporate credit demand, while maintaining a low-risk profile.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-0.4% AnnuallyAlpha

+6.4% vs +10.3% benchmarkSince Inception

+6.6% vs +7.9% benchmark3Y Annualized

+5.7% vs +8.0% benchmark5Y Annualized

Edelweiss Money Market Fund

Benchmark Index

Benchmark Performance Comparison

Edelweiss Money Market Fund

FD Returns

Risk Profile

Standard Deviation0.5%

Sharpe Ratio-0.67

Beta1.29

Upside Capture94%

Detailed Risks

Market Risk

Potential recession risks amid slowing economic growth could impact money market yields.

Liquidity Risk

Heightened volatility or credit stress could impair liquidity in money market instruments.

Concentration Risk

Concentrated exposure to Indian money market instruments exposes fund to domestic policy shifts.

Specific Strategy Risk

Regulatory changes to money market fund rules could impact investment strategy execution.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers liquidity and capital preservation through investments in high-quality, short-term money market instruments. This approach aims to provide a stable net asset value while generating returns in line with prevailing money market yields. The impact is a low-risk, liquid portfolio suitable for parking cash or managing short-term liquidity needs.

Broader Market View

Market Outlook

Equity markets appear to be entering a mid-cycle phase, with attractive valuations following the recent correction. Consumption recovery, earnings normalization, and capex revival are expected to drive performance, favoring sectors like consumer discretionary, financials, and industrials. However, risks such as margin pressures and cyclicality warrant a balanced approach.

Why This Strategy is Attractive Now

This strategy seems well-positioned for the current environment, with exposure to consumer cyclicals, financials, and technology. The portfolio holds market leaders across sectors and offers diversification through approximately 70 holdings. Its moderate beta, balanced approach, and flexibility could align with risk-adjusted returns as markets recover.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth approach, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations relative to their growth prospects.

Why it Makes Sense

In the current environment of moderating economic growth and elevated uncertainty, a Quality Growth strategy may offer an attractive combination of resilience and upside participation, balancing defensive attributes with exposure to secular growth opportunities.

High-Level Investment Process

Sourcing: The strategy appears to focus on companies with strong franchises, sustainable competitive moats, and the ability to compound earnings over an extended period, often sourced from sectors with structural tailwinds. Selection: The portfolio suggests a preference for businesses with robust free cash flow generation, disciplined capital allocation, and attractive reinvestment opportunities, while maintaining valuation awareness. Construction: The strategy is consistent with a diversified, conviction-weighted approach, balancing risk management with the ability to capitalize on high-conviction ideas, resulting in a portfolio of quality compounders.

Portfolio Holdings Overview

SectoralAllocation

Financial Services100%

Top Stock Holdings

CompanySectorAllocation

Reverse RepoUtilities9.56%

National Bank For Agriculture And Rural DevelopmentUtilities5.80%

HDFC Bank LimitedUtilities5.78%

Axis Bank LtdUtilities4.92%

ICICI Bank LtdUtilities4.81%

17/09/2026 Maturing 364 DTBUtilities4.01%

Punjab National Bank RedUtilities3.99%

Bank of BarodaUtilities3.99%

Small Industries Dev Bank Of IndiaUtilities3.86%

Canara BankUtilities3.86%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Rahul Dedhia

Mr. Rahul Dedhia has experience of 17 years. Manages 130 funds at Edelweiss Asset Management Limited with an AUM of approximately ₹36,540 Cr Holds a M.B.A. degree.

28 years

Combined Team Experience

₹ 55,149 Cr

Assets Under Management

Hetul Raval

Co-Portfolio Manager

Mr. Hetul Raval has experience of 10 years. Manages 186 funds at Edelweiss Asset Management Limited with an AUM of approximately ₹18,609 Cr

CW Expert Take

Edelweiss brings capital markets expertise to fund management. Their investment teams leverage deep sectoral knowledge from the parent group's domain experience. The fund house combines fundamental research with market structure understanding, useful across equity positioning and credit cycle navigation.

Firm Overview

Total AUM₹1,80,658.3 Cr

Investment Philosophy & Approach

Disciplined Approach

Edelweiss adopts a disciplined investment approach focused on rigorous research.

Risk Management

Risk management is embedded in the investment process through robust controls.

Long-Term Focus

The fund house maintains a long-term investment horizon and philosophy.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)0.65%

Regulatory & Tax Information

INF843K01344

ISIN

DailyDealing Frequency

CRISIL Money Market A-I TR INRBenchmark

Capital Gain Tax | Taxed as per Income Tax Slab

Tax Implications (India)