HDFC Balanced Adv IDCW-P

All Cap

Diversified

Hybrid

India Multi Asset

Others

Balanced Growth

Investor Profile

4–7 yearsInvestment Horizon

HNI,MATarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

What This Strategy Does

HDFC Balanced Advantage Fund is an equity flexi-cap fund which captures India's ₹50 trillion consumption and private capex opportunity through a dynamic asset allocation approach, deploying capital across financials, industrials, and energy to achieve broad-based earnings growth.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-10.1% AnnuallyAlpha

+0.4% vs +10.5% benchmarkSince Inception

+2.8% vs +9.2% benchmark3Y Annualized

+3.8% vs +6.9% benchmark5Y Annualized

HDFC Balanced Adv IDCW-P

Benchmark Index

Benchmark Performance Comparison

HDFC Balanced Adv IDCW-P

NIFTY 50 + FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation11.8%

Maximum Drawdown-9.1% | Oct 2024

Sharpe Ratio-0.45

Beta1.22

Upside Capture133%

Disclaimer: Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results and there is no assurance that the scheme's objective will be achieved. Specialised Investment Funds (SIF) involve a higher degree of risk and a minimum investment of ₹10 Lakhs.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers flexibility that matters during market transitions. By investing across capitalizations without constraints, this approach allows fund managers to rotate capital toward the best risk-reward opportunities—whether that's defensiveness in large caps during uncertainty or growth capture in smaller companies during expansions. This adaptability can smooth portfolio returns across varying market conditions.

Portfolio Holdings Overview

SectoralAllocation

Consumers14.43%

Financial Services33.24%

Utilities5.38%

Technology7.32%

Services11.91%

Capital Goods15.16%

Energy & Infra12.56%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

ICICI Bank LtdFinancial Services5.23%

HDFC Bank LtdFinancial Services4.34%

Reliance Industries LtdEnergy & Infra3.81%

State Bank of IndiaFinancial Services3.34%

Bharti Airtel LtdServices3.17%

Axis Bank LtdFinancial Services2.52%

Larsen & Toubro LtdCapital Goods2.51%

NTPC LtdUtilities2.05%

7.18% Govt Stock 2033Utilities1.99%

Coal India LtdEnergy & Infra1.64%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Dhruv Muchhal

Lead Portfolio Manager

Mr. Dhruv Muchhal has experience of 14 years. Manages 334 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹4,43,585 Cr Holds a B.Com degree.

Co-Portfolio Manager

CW Expert Take

HDFC AMC brings institutional rigour to focussed investing. Their strength lies in process consistency, whether managing large-cap equity or credit strategies, they maintain disciplined frameworks that have weathered multiple market cycles. The fund house benefits from deep research capabilities and a stable investment team that translates macro insights into portfolio positioning.

115 years

Combined Team Experience

₹ 16,46,375 Cr

Assets Under Management

Firm Overview

AMCHDFC Asset Management Co Ltd

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.29%

Regulatory & Tax Information

INF179K01814

ISIN

DailyDealing Frequency

CRISIL Hybrid 50+50 Moderate TR INRBenchmark

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)