HDFC Balanced Advantage Fund Growth

All Cap

Diversified

Hybrid

India Multi Asset

Others

Emotionally driven

Investor Profile

4–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Hdfc Balanced Advantage Fund Growth mixes stocks and bonds for balanced growth and stability.

What This Strategy Does

HDFC Balanced Advantage Fund Growth is an equity flexi-cap fund which captures India's ₹200 trillion consumption and private capex opportunity through a dynamic asset allocation approach, deploying capital across financials, industrials, and energy to achieve broad-based earnings growth.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-0.9% AnnuallyAlpha

+11.9% vs +9.5% benchmarkSince Inception

+9.6% vs +5.6% benchmark3Y Annualized

+11.8% vs +4.6% benchmark5Y Annualized

HDFC Balanced Advantage Fund Growth

Benchmark Index

Benchmark Performance Comparison

HDFC Balanced Advantage Fund

NIFTY 50 + FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation12.4%

Maximum Drawdown-9.1% | Oct 2024

Sharpe Ratio-0.46

Beta1.28

Upside Capture133%

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers flexibility to dynamically adjust equity and debt exposures based on market conditions. By actively managing asset allocation between equities and fixed income, this approach aims to capture upside potential during equity rallies while providing downside protection during market declines. The impact is a smoother return profile with lower volatility across varying market cycles. Suitable for investors seeking to participate in equity growth opportunities while mitigating downside risks.

Portfolio Holdings Overview

SectoralAllocation

Financial Services33.85%

Energy & Infra12.73%

Consumers14.03%

Services11.56%

Utilities5.53%

Technology6.6%

Capital Goods15.71%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

ICICI Bank LtdFinancial Services5.07%

HDFC Bank LtdFinancial Services4.68%

Reliance Industries LtdEnergy & Infra3.82%

State Bank of IndiaFinancial Services3.38%

Bharti Airtel LtdServices3.01%

Axis Bank LtdFinancial Services2.62%

Larsen & Toubro LtdCapital Goods2.56%

NTPC LtdUtilities2.13%

7.18% Govt Stock 2033Utilities2.02%

Coal India LtdEnergy & Infra1.77%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Anil Bamboli

Lead Portfolio Manager

Mr. Anil Bamboli has experience of 33 years. Manages 119 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹2,32,379 Cr Holds a MMS degree.

Arun Agarwal

Co-Portfolio Manager

Mr. Arun Agarwal has experience of 29 years. Manages 113 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹2,56,735 Cr Holds a B.Com degree.

Nandita Menezes

Co-Portfolio Manager

Ms. Nandita Menezes has experience of 1 years. Manages 85 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹2,56,735 Cr

Dhruv Muchhal

Co-Portfolio Manager

Mr. Dhruv Muchhal has experience of 14 years. Manages 334 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹4,43,585 Cr Holds a B.Com degree.

Srinivasan Ramamurthy

Co-Portfolio Manager

Mr. Srinivasan Ramamurthy has experience of 19 years. Manages 67 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹2,40,998 Cr Holds a M.B.A. degree.

Gopal Agrawal

Co-Portfolio Manager

Mr. Gopal Agrawal has experience of 20 years. Manages 19 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹2,15,942 Cr Holds a MBM degree.

Arun Agarwal

Co-Portfolio Manager

Mr. Arun Agarwal has experience of 29 years. Manages 113 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹2,56,735 Cr Holds a B.Com degree.

Nandita Menezes

Co-Portfolio Manager

Ms. Nandita Menezes has experience of 1 years. Manages 85 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹2,56,735 Cr

Dhruv Muchhal

Co-Portfolio Manager

Mr. Dhruv Muchhal has experience of 14 years. Manages 334 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹4,43,585 Cr Holds a B.Com degree.

Srinivasan Ramamurthy

Co-Portfolio Manager

Mr. Srinivasan Ramamurthy has experience of 19 years. Manages 67 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹2,40,998 Cr Holds a M.B.A. degree.

Gopal Agrawal

Co-Portfolio Manager

Mr. Gopal Agrawal has experience of 20 years. Manages 19 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹2,15,942 Cr Holds a MBM degree.

CW Expert Take

HDFC AMC brings institutional rigour to focussed investing. Their strength lies in process consistency, whether managing large-cap equity or credit strategies, they maintain disciplined frameworks that have weathered multiple market cycles. The fund house benefits from deep research capabilities and a stable investment team that translates macro insights into portfolio positioning.

115 years

Combined Team Experience

₹ 16,46,375 Cr

Assets Under Management

Firm Overview

AMCHDFC Asset Management Co Ltd

Investment Professionals49+

Global Offices250 Cities

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.29%

Exit Load1

Regulatory & Tax Information

INF179K01830

ISIN

DailyDealing Frequency

CRISIL Hybrid 50+50 Moderate TR INRBenchmark

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)