HDFC Equity Savings

All Cap

Hybrid

India Debt Medium Duration

Long Term

Others

Emotionally driven

Investor Profile

4–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Hdfc Equity Savings Fund Growth mixes stocks and bonds for balanced growth and stability.

What This Strategy Does

HDFC Equity Savings Fund Growth is an equity savings fund which captures India's ₹50 trillion consumption and financialization opportunity through a balanced allocation across financials, industrials, and consumer sectors, deploying capital to achieve benchmark-aligned compounding.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.0% AnnuallyAlpha

+7.5% vs +9.2% benchmarkSince Inception

+7.1% vs +6.1% benchmark3Y Annualized

+6.5% vs +4.5% benchmark5Y Annualized

HDFC Equity Savings

Benchmark Index

Benchmark Performance Comparison

Hdfc Equity Savings Fund

NIFTY 50 + FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation6.0%

Maximum Drawdown-4.5% | Oct 2024

Sharpe Ratio-0.27

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Combines equity upside with debt stability to deliver risk-adjusted returns. This hybrid approach dynamically allocates between stocks and bonds, capturing market rallies while mitigating drawdowns through fixed income exposure. The impact is smoother compounding with lower volatility compared to pure equity investing.

Portfolio Holdings Overview

SectoralAllocation

Energy & Infra11.74%

Services11.69%

Capital Goods11.82%

Technology7.11%

Financial Services28.6%

Utilities7.66%

Consumers21.38%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

Cash Offset For DerivativesUtilities28.59%

HDFC Bank LtdFinancial Services6.69%

Treps - Tri-Party RepoUtilities5.52%

Reliance Industries LtdEnergy & Infra5.41%

NTPC LtdUtilities3.59%

Titan Co LtdConsumers3.42%

Larsen & Toubro LtdCapital Goods3.07%

ICICI Bank LtdFinancial Services3.04%

Sun Pharmaceuticals Industries LtdServices3.02%

Mahindra & Mahindra LtdConsumers2.33%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Nandita Menezes

Lead Portfolio Manager

Ms. Nandita Menezes has experience of 2 years. Manages 99 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹2,56,735 Cr

Anil Bamboli

Co-Portfolio Manager

Mr. Anil Bamboli has experience of 33 years. Manages 119 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹2,32,379 Cr Holds a MMS degree.

Dhruv Muchhal

Co-Portfolio Manager

Mr. Dhruv Muchhal has experience of 14 years. Manages 328 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹4,43,585 Cr Holds a B.Com degree.

Arun Agarwal

Co-Portfolio Manager

Mr. Arun Agarwal has experience of 29 years. Manages 127 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹2,56,735 Cr Holds a B.Com degree.

CW Expert Take

HDFC AMC brings institutional rigour to focussed investing. Their strength lies in process consistency, whether managing large-cap equity or credit strategies, they maintain disciplined frameworks that have weathered multiple market cycles. The fund house benefits from deep research capabilities and a stable investment team that translates macro insights into portfolio positioning.

100 years

Combined Team Experience

₹ 11,89,434 Cr

Assets Under Management

Firm Overview

AMCHDFC Asset Management Co Ltd

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)2.19%

Exit Load1%

Regulatory & Tax Information

INF179K01AM7

ISIN

DailyDealing Frequency

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)