HDFC Liquid

All Cap

Debt

India Debt Liquid Market

Liquid

Others

Emotionally driven

Investor Profile

1–3 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Hdfc Liquid Fund Growth invests in short-term debt, offering safety and easy access to your money.

What This Strategy Does

HDFC Liquid Gr is a Liquid fund which captures India's ₹30 trillion money market opportunity through active cash management, deploying capital across corporate and government securities to achieve benchmark-aligned compounding.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-0.1% AnnuallyAlpha

+5.9% vs +9.2% benchmarkSince Inception

+6.8% vs +6.1% benchmark3Y Annualized

+6.3% vs +4.5% benchmark5Y Annualized

HDFC Liquid

Benchmark Index

Benchmark Performance Comparison

Hdfc Liquid Fund

FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation0.2%

Sharpe Ratio2.75

Beta1.71

Upside Capture101%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers liquidity and capital preservation through investments in high-quality, short-term debt instruments. This approach provides a low-risk parking spot for cash, allowing investors to earn modest returns while maintaining easy access to their capital for redeployment opportunities.

Portfolio Holdings Overview

SectoralAllocation

Financial Services100%

Top Stock Holdings

CompanySectorAllocation

Treps - Tri-Party RepoUtilities11.20%

India (Republic of)Utilities2.93%

Reliance Retail Ventures LimitedUtilities2.58%

Reliance Retail Ventures Ltd.^Utilities2.55%

Small Industries Development Bank of IndiaUtilities2.30%

India (Republic of)Utilities2.06%

Union Bank of IndiaUtilities1.93%

Bank Of BarodaUtilities1.90%

Reverse RepoUtilities1.72%

Union Bank of IndiaUtilities1.61%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Dhruv Muchhal

Lead Portfolio Manager

Mr. Dhruv Muchhal has experience of 14 years. Manages 328 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹4,43,585 Cr Holds a B.Com degree.

Swapnil Jangam

Co-Portfolio Manager

Swapnil Jangam has experience of 4 years. Manages 18 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹63,737 Cr

Rohan Pillai

Co-Portfolio Manager

Mr. Rohan Pillai has experience of 1 years. Manages 18 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹63,737 Cr

CW Expert Take

HDFC Liquid Gr reflects the fund house's institutional rigour in cash management. Their investment philosophy emphasizes liquidity preservation and capital safety through disciplined credit selection and maturity management. The fund benefits from HDFC AMC's deep research capabilities and stable investment team, translating macro insights into optimal portfolio positioning across the liquidity spectrum.

19 years

Combined Team Experience

₹ 5,71,059 Cr

Assets Under Management

Firm Overview

AMCHDFC Asset Management Co Ltd

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)0.3%

Exit Load0.007%

Regulatory & Tax Information

INF179KB1HK0

ISIN

DailyDealing Frequency

CRISIL Liquid Debt TR INRBenchmark

Capital Gain Tax | Taxed as per Income Tax Slab

Tax Implications (India)