HDFC Ultra Short to S/T Gr

All Cap

Debt

India Debt Liquid Market

Liquid

Others

Emotionally driven

Investor Profile

1–3 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Hdfc Low Duration Growth invests in short-term bonds, balancing safety with modest growth.

What This Strategy Does

HDFC Low Duration Regular Plan Growth is an India Fund Low Duration fund which captures India's ₹10 trillion low-duration fixed income opportunity through active duration management, deploying capital across corporate and government bonds to achieve benchmark-aligned compounding.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-0.8% AnnuallyAlpha

+6.4% vs +9.5% benchmarkSince Inception

+6.7% vs +5.6% benchmark3Y Annualized

+6.1% vs +4.6% benchmark5Y Annualized

HDFC Ultra Short to S/T Gr

Benchmark Index

Benchmark Performance Comparison

HDFC Low Duration Fund

FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation0.9%

Sharpe Ratio0.13

Beta1.36

Upside Capture95%

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers portfolio stability through exposure to high-quality, short-term debt instruments. This approach aims to preserve capital while generating modest returns by investing in securities with low interest rate risk and credit risk. The impact is a steady income stream with minimal volatility, making it suitable for investors seeking capital preservation and liquidity.

Portfolio Holdings Overview

SectoralAllocation

Financial Services100%

Top Stock Holdings

CompanySectorAllocation

Small Industries Development Bank Of IndiaUtilities5.32%

6.17% Govt Stock 2028Utilities4.53%

Jubilant Beverages LimitedUtilities3.87%

National Bank For Agriculture And Rural DevelopmentUtilities3.74%

6.75% Govt Stock 2033Utilities3.03%

Net Current AssetsUtilities2.95%

National Housing BankUtilities2.74%

National Bank For Agriculture And Rural DevelopmentUtilities2.62%

Yes Bank LimitedUtilities2.40%

Bajaj Housing Finance LimitedUtilities2.18%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Praveen Jain

Lead Portfolio Manager

Praveen Jain has experience of 4 years. Manages 60 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹25,757 Cr

Anupam Joshi

Co-Portfolio Manager

Mr. Anupam Joshi has experience of 30 years. Manages 97 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹25,757 Cr Holds a PGDBM degree.

Dhruv Muchhal

Co-Portfolio Manager

Mr. Dhruv Muchhal has experience of 14 years. Manages 328 funds at HDFC Asset Management Co Ltd with an AUM of approximately ₹4,43,585 Cr Holds a B.Com degree.

CW Expert Take

HDFC AMC brings institutional rigour to focussed investing. Their strength lies in process consistency, whether managing large-cap equity or credit strategies, they maintain disciplined frameworks that have weathered multiple market cycles. The fund house benefits from deep research capabilities and a stable investment team that translates macro insights into portfolio positioning.

48 years

Combined Team Experience

₹ 4,95,098 Cr

Assets Under Management

Firm Overview

AMCHDFC Asset Management Co Ltd

Investment Professionals49+

Global Offices250 Cities

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.05%

Regulatory & Tax Information

INF179K01442

ISIN

DailyDealing Frequency

CRISIL Low Duration Debt A-I TR INRBenchmark

Capital Gain Tax | Taxed as per Income Tax Slab

Tax Implications (India)