Kotak Balanced Advantage Fund Gr

All Cap

Diversified

Hybrid

India Multi Asset

Others

Emotionally driven

Investor Profile

4–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Kotak Balanced Advantage Fund Growth mixes stocks and bonds for balanced growth and stability.

What This Strategy Does

Kotak Balanced Advantage Fund Reg Gr is an equity flexi-cap fund which captures India's ₹35 trillion consumption and private capex opportunity through dynamic asset allocation, deploying capital across financials, industrials, and consumer sectors to achieve broad-based earnings growth.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.8% AnnuallyAlpha

+9.1% vs +9.4% benchmarkSince Inception

+7.9% vs +5.7% benchmark3Y Annualized

+7.1% vs +4.7% benchmark5Y Annualized

Kotak Balanced Advantage Fund Gr

Benchmark Index

Benchmark Performance Comparison

Kotak Balanced Advantage Fund

NIFTY 50 + FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation10.5%

Maximum Drawdown-8.8% | Oct 2024

Sharpe Ratio0.02

Beta1.10

Upside Capture99%

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers dynamic asset allocation to capture upside while managing downside risk across market cycles. By actively adjusting equity/debt exposures, this approach aims to participate in rising markets while providing a defensive cushion during corrections. The impact is smoother returns with lower volatility over full market cycles.

Portfolio Holdings Overview

SectoralAllocation

Consumers16.46%

Financial Services28.03%

Capital Goods23.08%

Technology6.71%

Energy & Infra12.98%

Services9.9%

Utilities2.84%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

Triparty RepoUtilities7.17%

Cash Offset For DerivativesUtilities6.70%

7.34% Govt Stock 2064Utilities5.79%

ICICI Bank LtdFinancial Services5.18%

State Bank of IndiaFinancial Services3.85%

Reliance Industries LtdEnergy & Infra3.42%

HDFC Bank LtdFinancial Services2.94%

Bharti Airtel LtdServices2.39%

Larsen & Toubro LtdCapital Goods2.05%

Bajaj Finance LtdFinancial Services1.85%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Abhishek Bisen

Lead Portfolio Manager

Mr. Abhishek Bisen has experience of 23 years. Manages 462 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹78,491 Cr Holds a M.B.A. degree.

Hiten Shah

Co-Portfolio Manager

Mr. Hiten Shah has experience of 20 years. Manages 38 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹1,10,024 Cr Holds a B.com degree.

Rohit Tandon

Co-Portfolio Manager

Mr. Rohit Tandon has experience of 22 years. Manages 51 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹19,355 Cr

CW Expert Take

Kotak brings banking-grade risk assessment to fund management. Their strength is in identifying mispriced opportunities while maintaining portfolio quality. The equity teams focus on sustainable business models, while their debt strategies emphasize credit selection and liquidity management—reflecting the parent group's risk culture.

64 years

Combined Team Experience

₹ 2,07,870 Cr

Assets Under Management

Firm Overview

AMCKotak Mahindra Asset Management Co Ltd

Total AUM₹5,80,249.31 Cr

Investment Professionals49+

Global Offices250 Cities

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.89%

Exit Load1

Regulatory & Tax Information

INF174KA1186

ISIN

DailyDealing Frequency

CRISIL Hybrid 50+50 Moderate TR INRBenchmark

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)