Kotak Balanced Advantage Fund
Kotak Balanced Advantage Fund Growth mixes stocks and bonds for balanced growth and stability.
What This Strategy Does
CW Expert Research Notes
Consistent Outperformance
The fund has outperformed its category peers in 4 out of the past 12 years, demonstrating resilient earnings delivery and downside protection characteristics.
Balanced Allocation
With a 65% equity allocation complemented by 18% bonds and 17% cash, the fund's balanced construction differentiates it from pure equity peers, expressing conviction through sector tilts like 28% in financials.
Cyclical Opportunity
Trading at a fair valuation versus history, the fund is well-positioned to capitalize on an anticipated earnings revision cycle, while key risks include policy headwinds or a sustained economic slowdown.
Performance and Risk Analysis
Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.
Fund Performance
Benchmark Performance Comparison
Risk Profile
Detailed Risks
Market Risk
Potential recession driven by slowing global growth could trigger equity sell-off, mitigated by dynamic asset allocation.
Liquidity Risk
High mid-cap exposure could face liquidity stress during volatility spikes, mitigated by large-cap weighting.
Concentration Risk
Concentrated sector exposures face idiosyncratic risks like regulatory changes, mitigated by diversification across sectors.
Specific Strategy Risk
Asset allocation strategy execution risks from market timing errors, mitigated by disciplined rebalancing process.
Strategy Details
A closer look at the investment thesis, portfolio construction, and current holdings.
Core Investment Theme
Provides dynamic asset allocation across equities and fixed income to navigate changing market conditions. By actively adjusting exposures, this approach aims to capture upside potential during equity rallies while providing downside protection during volatile periods. The impact is a smoother return profile with lower volatility compared to a static balanced portfolio.
Broader Market View
Market Outlook
Why This Strategy is Attractive Now
Investment Style & Process
Investment Style
Why it Makes Sense
High-Level Investment Process
Portfolio Holdings Overview
Geographic Allocation
Top Stock Holdings
Fund House Management
The asset management company’s track record, AUM scale, and fund manager credentials.
Fund Manager Track Record
Abhishek Bisen
Mr. Abhishek Bisen has experience of 22 years. Manages 425 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹78,491 Cr Holds a M.B.A. degree.
63 years
Combined Team Experience
₹ 2,07,870 Cr
Assets Under Management
Rohit Tandon
Co-Portfolio ManagerMr. Rohit Tandon has experience of 21 years. Manages 51 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹19,355 Cr
Hiten Shah
Co-Portfolio ManagerMr. Hiten Shah has experience of 19 years. Manages 38 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹1,10,024 Cr Holds a B.com degree.
CW Expert Take
Kotak brings banking-grade risk assessment to fund management. Their strength is in identifying mispriced opportunities while maintaining portfolio quality. The equity teams focus on sustainable business models, while their debt strategies emphasize credit selection and liquidity management—reflecting the parent group's risk culture.
Firm Overview
Investment Philosophy & Approach
Disciplined Approach
The fund house follows a disciplined investment approach with robust processes.
Risk Management
Strong risk management culture with focus on capital preservation.
Long-Term Mindset
Adopts a long-term capital allocation mindset for portfolio construction.
Operational & Regulatory Details
What it costs to invest, transaction mechanics, and regulatory disclosures you should know.
Costs and Fees
Regulatory & Tax Information
LTCG | >1Year 12.5%% on gain above 1.25 Lakh
STCG | <1Year 20%%
Tax Implications (India)