Kotak Business Cycle Gr

All Cap

Diversified

Equity

India Super Value

Others

Emotionally driven

Investor Profile

1–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Kotak Business Cycle Fund Growth invests in sectors poised to grow during economic expansion.

What This Strategy Does

Kotak Business Cycle Fund Regular Growth is an equity fund which captures India's cyclical economic opportunity through a multi-cap portfolio construction approach, deploying capital across financials, industrials, and consumer sectors to achieve broad-based earnings growth.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.0% AnnuallyAlpha

+0.0% vs +0.0% benchmarkSince Inception

+0.0% vs +0.0% benchmark3Y Annualized

+0.0% vs +0.0% benchmark5Y Annualized

Kotak Business Cycle Gr

Benchmark Index

Benchmark Performance Comparison

Kotak Business Cycle Fund

NIFTY 50

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation17.0%

Maximum Drawdown-18.1% | Oct 2024

Sharpe Ratio0.22

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Captures opportunities across the business cycle by dynamically allocating capital to sectors and companies poised to benefit from prevailing economic conditions. This flexible, multi-cap approach aims to generate alpha by rotating into areas of strength while managing downside through defensiveness.

Portfolio Holdings Overview

SectoralAllocation

Technology6.53%

Financial Services27.69%

Consumers17.82%

Services19.57%

Capital Goods20.48%

Energy & Infra4.31%

Utilities3.6%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

ICICI Bank LtdFinancial Services8.23%

Aditya Infotech LtdCapital Goods5.17%

Eternal LtdConsumers4.04%

Axis Bank LtdFinancial Services3.78%

Aster DM Quality Care Ltd Ordinary SharesServices3.56%

Vijaya Diagnostic Centre LtdServices3.19%

Krishna Institute of Medical Sciences LtdServices3.18%

Indo MIM LtdCapital Goods3.01%

Bharti Hexacom LtdServices2.78%

Shriram Finance LtdFinancial Services2.72%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Harish Bihani

Lead Portfolio Manager

Mr. Harish Bihani has experience of 18 years. Manages 18 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹20,488 Cr Holds a M.B.A. degree.

Abhishek Bisen

Co-Portfolio Manager

Mr. Abhishek Bisen has experience of 23 years. Manages 462 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹78,491 Cr Holds a M.B.A. degree.

CW Expert Take

Kotak brings banking-grade risk assessment to fund management. Their strength is in identifying mispriced opportunities while maintaining portfolio quality. The equity teams focus on sustainable business models, while their debt strategies emphasize credit selection and liquidity management—reflecting the parent group's risk culture.

40 years

Combined Team Experience

₹ 98,979 Cr

Assets Under Management

Firm Overview

AMCKotak Mahindra Asset Management Co Ltd

Total AUM₹5,80,249.31 Cr

Investment Professionals49+

Global Offices250 Cities

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)2.07%

Exit Load1

Regulatory & Tax Information

INF174KA1JK2

ISIN

DailyDealing Frequency

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)