Kotak Equity Savings Gr

All Cap

Hybrid

India Debt Medium Duration

Long Term

Others

Emotionally driven

Investor Profile

4–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Kotak Equity Savings Fund Growth mixes stocks and bonds for balanced growth and stability.

What This Strategy Does

Kotak Equity Savings Reg Gr is an equity savings fund which captures India's ₹60 trillion consumption and financialization opportunity through a balanced allocation across financials, consumer cyclicals, and industrials, deploying capital to achieve benchmark-aligned compounding.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.0% AnnuallyAlpha

+8.5% vs +9.5% benchmarkSince Inception

+8.4% vs +5.6% benchmark3Y Annualized

+8.3% vs +4.6% benchmark5Y Annualized

Kotak Equity Savings Gr

Benchmark Index

Benchmark Performance Comparison

Kotak Equity Savings Fund

NIFTY 50 + FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation7.2%

Maximum Drawdown-5.7% | Oct 2024

Sharpe Ratio-0.36

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers dynamic equity exposure balanced with debt stability. By actively adjusting the mix between stocks and bonds, this approach aims to capture market upside while mitigating downside risk. The equity component provides growth potential, while the debt allocation anchors the portfolio during volatility.

Portfolio Holdings Overview

SectoralAllocation

Capital Goods14.95%

Technology9.31%

Services16.3%

Consumers23.19%

Financial Services26.21%

Utilities5.49%

Energy & Infra4.54%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

Cash Offset For DerivativesUtilities31.80%

Kotak Liquid Dir GrUtilities7.59%

Bharti Airtel LtdServices4.93%

HDFC Bank LtdFinancial Services4.38%

Triparty RepoUtilities4.33%

One97 Communications LtdTechnology3.60%

Indus Towers Ltd Ordinary SharesServices3.38%

Maruti Suzuki India LtdConsumers2.94%

State Bank of IndiaFinancial Services2.77%

Adani Ports & Special Economic Zone LtdCapital Goods2.47%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Hiten Shah

Lead Portfolio Manager

Mr. Hiten Shah has experience of 20 years. Manages 38 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹1,10,024 Cr Holds a B.com degree.

Devender Singhal

Co-Portfolio Manager

Mr. Devender Singhal has experience of 25 years. Manages 62 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹43,341 Cr Holds a B.A.(Hons. degree.

Abhishek Bisen

Co-Portfolio Manager

Mr. Abhishek Bisen has experience of 23 years. Manages 468 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹78,491 Cr Holds a M.B.A. degree.

CW Expert Take

Kotak brings banking-grade risk assessment to fund management. Their strength is in identifying mispriced opportunities while maintaining portfolio quality. The equity teams focus on sustainable business models, while their debt strategies emphasize credit selection and liquidity management—reflecting the parent group's risk culture.

67 years

Combined Team Experience

₹ 2,31,856 Cr

Assets Under Management

Firm Overview

AMCKotak Mahindra Asset Management Co Ltd

Total AUM₹5,80,249.31 Cr

Investment Professionals49+

Global Offices250 Cities

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)2.11%

Exit Load1

Regulatory & Tax Information

INF174K01C78

ISIN

DailyDealing Frequency

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)