Kotak Large & Midcap Fund Growth

All Cap

Energy & Utilities

Equity

India Growth

Others

Emotionally driven

Investor Profile

1–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Kotak Equity Opportunities Fund Growth focuses on high-growth Indian companies for wealth creation.

What This Strategy Does

Kotak Large & Midcap Fund Growth is an equity flexi-cap fund which captures India's broad-based earnings growth through a disciplined growth-at-a-reasonable-price approach, deploying capital across industrials, financials, and materials to achieve benchmark-aligned compounding.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.2% AnnuallyAlpha

+12.6% vs +9.5% benchmarkSince Inception

+10.7% vs +5.7% benchmark3Y Annualized

+10.8% vs +4.7% benchmark5Y Annualized

Kotak Large & Midcap Fund Growth

Benchmark Index

Benchmark Performance Comparison

Kotak Large & Midcap Fund

NIFTY 50

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation17.3%

Maximum Drawdown-18.2% | Oct 2024

Sharpe Ratio-0.19

Beta0.92

Upside Capture97%

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Provides exposure to India's most resilient businesses across market capitalizations, capturing the nation's entrepreneurial energy and long-term growth potential. This flexible approach allows the fund to rotate capital toward the best risk-reward opportunities, whether defensiveness in large caps or growth in smaller companies. The impact is a smoother return profile across varying market conditions and the ability to compound wealth steadily over full market cycles.

Portfolio Holdings Overview

SectoralAllocation

Utilities3.35%

Energy & Infra5.62%

Services11.22%

Technology7.06%

Financial Services31.77%

Consumers13.2%

Capital Goods27.78%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

HDFC Bank LtdFinancial Services4.98%

State Bank of IndiaFinancial Services4.11%

Bharat Electronics LtdCapital Goods3.69%

ICICI Bank LtdFinancial Services3.08%

Eternal LtdConsumers3.05%

Axis Bank LtdFinancial Services2.67%

Triparty RepoUtilities2.47%

BSE LtdFinancial Services2.47%

Larsen & Toubro LtdCapital Goods2.45%

Bharat Forge LtdConsumers2.33%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Harsha Upadhyaya

Lead Portfolio Manager

Mr. Harsha Upadhyaya has experience of 25 years. Manages 35 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹36,716 Cr Holds a PGDM degree.

CW Expert Take

Kotak brings banking-grade risk assessment to fund management. Their strength is in identifying mispriced opportunities while maintaining portfolio quality. The equity teams focus on sustainable business models, while their debt strategies emphasize credit selection and liquidity management—reflecting the parent group's risk culture.

25 years

Combined Team Experience

₹ 36,716 Cr

Assets Under Management

Firm Overview

AMCKotak Mahindra Asset Management Co Ltd

Total AUM₹5,80,249.31 Cr

Investment Professionals49+

Global Offices250 Cities

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.58%

Exit Load1

Regulatory & Tax Information

INF174K01187

ISIN

DailyDealing Frequency

Nifty LargeMidcap 250 TR INRBenchmark

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)