Kotak M/T Gr

Debt

India Debt Medium Duration

Large Cap

Medium Term

Others

Emotionally driven

Investor Profile

1–3 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Kotak Medium Term Growth invests in medium-term bonds, providing steady returns with moderate risk.

What This Strategy Does

Kotak M/T Reg Gr is an India Fund Medium Duration equity fund which captures India's ₹4.5 trillion medium-term fixed income opportunity through a research-driven approach, deploying capital across corporate bonds, government securities, and structured products to achieve broad-based earnings growth.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

1.5% AnnuallyAlpha

+6.4% vs +9.5% benchmarkSince Inception

+7.7% vs +5.7% benchmark3Y Annualized

+6.2% vs +4.6% benchmark5Y Annualized

Kotak M/T Gr

Benchmark Index

Benchmark Performance Comparison

Kotak Medium Term Fund

FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation2.5%

Maximum Drawdown-0.2% | Feb 2023

Sharpe Ratio0.48

Beta0.90

Upside Capture102%

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers consistent income generation through exposure to high-quality corporate bonds across the medium-duration segment. The fund combines bottom-up credit selection with measured duration positioning to optimize risk-adjusted returns from accrual income and tactical rate plays.

Portfolio Holdings Overview

SectoralAllocation

Capital Goods13.38%

Energy & Infra70.56%

Financial Services16.06%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

Jtpm Metal TRaders LimitedUtilities5.60%

L&T Metro Rail (Hyderabad) LimitedUtilities5.05%

Bamboo Hotel And Global Centre (Delhi) Private LimitedUtilities4.69%

Adani Power LimitedUtilities4.67%

Embassy Office Parks REITEnergy & Infra4.08%

360 One Prime LimitedUtilities3.90%

Mas Financial Services LimitedUtilities3.85%

TATA Steel LimitedUtilities3.85%

Aditya Birla Renewables LimitedUtilities3.12%

Triparty RepoUtilities3.00%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Deepak Agrawal

Lead Portfolio Manager

Mr. Deepak Agrawal has experience of 25 years. Manages 202 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹33,900 Cr Holds a PGDM degree.

CW Expert Take

Kotak brings banking-grade risk assessment to fund management. Their strength is in identifying mispriced opportunities while maintaining portfolio quality. The equity teams focus on sustainable business models, while their debt strategies emphasize credit selection and liquidity management—reflecting the parent group's risk culture.

40 years

Combined Team Experience

₹ 33,900 Cr

Assets Under Management

Firm Overview

AMCKotak Mahindra Asset Management Co Ltd

Total AUM₹5,80,249.31 Cr

Investment Professionals49+

Global Offices250 Cities

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.63%

Regulatory & Tax Information

INF174K01VL6

ISIN

DailyDealing Frequency

CRISIL Medium Term Debt TR INRBenchmark

Capital Gain Tax | Taxed as per Income Tax Slab

Tax Implications (India)