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Kotak M/T

Kotak M/T

Debt
India Debt Medium Duration
Large Cap
Medium Term
Others
Emotionally driven
Investor Profile
1–3 yearsInvestment Horizon
HNI, UHNI, Retail Investor, Mass AffluentTarget Segments
SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit
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Kotak Medium Term Growth invests in medium-term bonds, providing steady returns with moderate risk.

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What This Strategy Does

Kotak M/T Reg Gr is an India Fund Medium Duration equity fund which captures India's ₹10 trillion fixed income opportunity through a research-driven process combining bottom-up credit selection with top-down macro inputs, deploying capital across corporate bonds, government securities, and structured products to achieve benchmark-aligned compounding.

CW Expert Research Notes

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

Fund Performance

1.5% AnnuallyAlpha
+6.3% vs +9.2% benchmarkSince Inception
+7.5% vs +6.1% benchmark3Y Annualized
+6.1% vs +4.5% benchmark5Y Annualized
Kotak M/T
Benchmark Index
Fund Performance

Benchmark Performance Comparison

Kotak Medium Term Fund
FD Returns
Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.
Risk Profile

Risk Profile

Standard Deviation2.5%
Maximum Drawdown-1.0% | Mar 2026
Sharpe Ratio0.48
Beta0.90
Upside Capture110%

Detailed Risks

Market Risk

Potential recession in India could dampen credit demand, impacting fund's duration positioning.

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Core Investment Theme

Provides exposure to India's medium-duration fixed income segment, balancing attractive carry with measured duration positioning. The fund combines AAA and AA rated corporate bonds with selective exposure to single A rated, structured, and securitized credits to enhance yield while maintaining a disciplined approach to risk management.

Broader Market View

Market Outlook

The global economy faces headwinds from elevated inflation and tightening monetary policies. However, opportunities exist in sectors benefiting from secular trends like digitalization and sustainability.

Why This Strategy is Attractive Now

This strategy aims to capitalize on long-term structural trends by investing in companies with strong competitive advantages and growth potential. Its diversified approach may help mitigate risks in volatile markets.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth strategy, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations.

Why it Makes Sense

In the current environment of moderating economic growth and elevated uncertainty, a Quality Growth approach offers exposure to resilient businesses with pricing power and sustainable growth trajectories.

High-Level Investment Process

Sourcing: The strategy appears to favor companies with strong franchises, healthy balance sheets, and attractive growth runways across a range of sectors. Selection: The process suggests a preference for businesses with robust profitability, high returns on capital, and reasonable valuations relative to growth prospects. Construction: Portfolio construction is consistent with a focus on managing risk through diversification and limiting individual position sizes.
Portfolio Holdings Overview

Portfolio Holdings Overview

SectoralAllocation
Capital Goods13.38%
Energy & Infra70.56%
Financial Services16.06%

Geographic Allocation

Domestic100%
Top Stock Holdings

Top Stock Holdings

CompanySectorAllocation
Jtpm Metal TRaders LimitedUtilities5.60%
L&T Metro Rail (Hyderabad) LimitedUtilities5.05%
Bamboo Hotel And Global Centre (Delhi) Private LimitedUtilities4.69%
Adani Power LimitedUtilities4.67%
Embassy Office Parks REITEnergy & Infra4.08%
360 One Prime LimitedUtilities3.90%
Mas Financial Services LimitedUtilities3.85%
TATA Steel LimitedUtilities3.85%
Aditya Birla Renewables LimitedUtilities3.12%
Triparty RepoUtilities3.00%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Fund Manager Track Record

DA

Deepak Agrawal

Lead Portfolio Manager

Mr. Deepak Agrawal has experience of 25 years. Manages 202 funds at Kotak Mahindra Asset Management Co Ltd with an AUM of approximately ₹33,900 Cr Holds a PGDM degree.

CW Expert Take
CW Expert Take

Kotak brings banking-grade risk assessment to fund management. Their strength is in identifying mispriced opportunities while maintaining portfolio quality. The equity teams focus on sustainable business models, while their debt strategies emphasize credit selection and liquidity management—reflecting the parent group's risk culture.

Team

40 years

Combined Team Experience

AUM

₹ 33,900 Cr

Assets Under Management

Firm OverviewFirm Overview

AMCKotak Mahindra Asset Management Co Ltd
Total AUM₹5,80,249.31 Cr

Investment Philosophy & Approach

Disciplined Approach

Disciplined Approach

Employs a structured, research-driven process combining bottom-up credit selection with top-down macro inputs.

Risk-Aware Positioning

Risk-Aware Positioning

Strategically positioned to deliver attractive carry while maintaining a disciplined approach to risk.

Quality Focus

Quality Focus

Thoughtfully diversified across corporate bonds, government securities, and select spread products with higher-quality issuers.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

iconCosts and Fees

Total Expense Ratio (TER)1.63%

iconRegulatory & Tax Information

INF174K01VL6
verified
ISIN
DailyDealing Frequency
CRISIL Medium Term Debt TR INRBenchmark

Capital Gain Tax | Taxed as per Income Tax Slab

Tax Implications (India)
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