Mirae Asset Multi Asset Allc Reg Gr

25%

Diversified

Hybrid

India Multi Asset

Others

Emotionally driven Investor Profile

Investor Profile

4–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Mirae Asset Multi Asset Allocation Fund Growth mixes stocks and bonds for balanced growth and stability.

What This Strategy Does

Mirae Asset Multi Asset Allc Reg Gr is an equity flexi-cap fund which captures India's ₹200 trillion diversified growth opportunity through dynamic asset allocation, deploying capital across financials, industrials, and consumer sectors to achieve broad-based earnings growth.

CW Expert Research Notes

Resilient Downside Protection

The fund's multi-asset allocation strategy has delivered consistent downside protection, outperforming its benchmark in 10 of the past 12 years.

Dynamic Asset Allocation

The fund's dynamic asset allocation approach, with a 56.9% equity tilt and 32.0% cash and other exposures, differentiates it from peers and allows for tactical positioning across market cycles.

Balanced Risk Profile

With a moderate volatility of 10.7% and a Sharpe ratio of 0.53, the fund offers a balanced risk profile suitable for core portfolio allocations, supported by its diversified sector and market-cap exposures.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.0% AnnuallyAlpha

+0.0% vs +0.0% benchmarkSince Inception

+0.0% vs +0.0% benchmark3Y Annualized

+0.0% vs +0.0% benchmark5Y Annualized

Mirae Asset Multi Asset Allc Reg Gr

Benchmark Index

Benchmark Performance Comparison

Mirae Asset Multi Asset Allocation Fund

NIFTY 50 + FD Returns

Risk Profile

Standard Deviation10.6%

Sharpe Ratio0.77

Detailed Risks

Market Risk

Potential recession in India could dampen consumer demand, impacting fund holdings.

Liquidity Risk

High mid-cap exposure could face liquidity stress during market sell-offs.

Concentration Risk

Concentrated sector bets could amplify downside from regulatory changes.

Specific Strategy Risk

Earnings misses or competitive pressures could impair growth expectations.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers dynamic asset allocation across equities, bonds, and cash to navigate changing market conditions. This multi-asset approach aims to capture upside in rising markets while providing downside protection during volatility. The impact is smoother returns over full market cycles by actively adjusting risk exposures.

Broader Market View

Market Outlook

Equity markets appear to be entering a mid-cycle phase, with consumption and earnings recovery supporting an attractive entry point. Macro tailwinds such as reviving capex and credit growth align with the strategy's tilt towards consumer, financial services, and industrial sectors, though risks like margin pressures warrant monitoring.

Why This Strategy is Attractive Now

The strategy seems well-positioned, with exposure to market leaders across consumer cyclicals/defensives, financials, and technology. Its balanced profile of around 70 holdings could offer risk-adjusted participation in the normalization theme. A moderate beta and flexibility to rotate could further enhance its appeal over benchmarks at this juncture.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth strategy, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations.

Why it Makes Sense

In the current environment of moderating economic growth and elevated uncertainty, a Quality Growth approach offers exposure to resilient businesses with pricing power and sustainable growth trajectories.

High-Level Investment Process

Sourcing: The strategy appears to favor companies with strong franchises, healthy balance sheets, and attractive growth runways across a range of sectors. Selection: The process suggests a preference for businesses with defendable market positions, visible revenue streams, and disciplined capital allocation. Construction: Portfolio construction is consistent with managing exposures across investment factors while maintaining a focus on quality characteristics.

Portfolio Holdings Overview

SectoralAllocation

Energy & Infra6.31%

Services12.72%

Financial Services33.39%

Capital Goods15.61%

Consumers19.96%

Technology6.98%

Utilities5.04%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

Mirae Asset Gold ETF12.05%

Cash Offset For Derivatives10.91%

ICICI Bank LtdFinancial Services4.59%

Treps4.34%

HDFC Bank LtdFinancial Services4.15%

State Bank of IndiaFinancial Services2.78%

Reliance Industries LtdEnergy & Infra2.50%

Bharti Airtel LtdServices2.09%

Axis Bank LtdFinancial Services1.90%

6.79% Govt Stock 20341.87%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Harshad Borawake

Mr. Harshad Borawake has experience of 23 years. Manages 30 funds at Mirae Asset Investment Managers (India) Private Limited with an AUM of approximately ₹2,627 Cr Holds a B.E. degree.

52 years

Combined Team Experience

₹ 7,880 Cr

Assets Under Management

Siddharth Srivastava

Co-Portfolio Manager

Mr. Siddharth Srivastava has experience of 16 years. Manages 22 funds at Mirae Asset Investment Managers (India) Private Limited with an AUM of approximately ₹2,627 Cr Holds a B.Tech degree.

Ritesh Patel

Co-Portfolio Manager

Mr. Ritesh Patel has experience of 14 years. Manages 90 funds at Mirae Asset Investment Managers (India) Private Limited with an AUM of approximately ₹2,627 Cr Holds a BFM degree.

CW Expert Take

Mirae Asset brings global investment expertise to Indian markets. Their strength lies in thematic research and identifying structural growth trends early. The fund house combines quantitative frameworks with fundamental analysis, creating disciplined yet opportunistic strategies across market caps and asset classes.

Firm Overview

Total AUM₹2,17,680.38 Cr

Investment Philosophy & Approach

Multi-Asset Approach

Employs a multi-asset investment approach across equities, bonds, and alternatives.

Active Risk Management

Emphasizes active risk management through diversification and dynamic asset allocation.

Long-Term Perspective

Maintains a long-term perspective focused on sustainable capital appreciation.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)2.15%

Exit Load1

Regulatory & Tax Information

INF769K01KW3

ISIN

DailyDealing Frequency

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)