Mirae Asset Multi Asset Allc

All Cap

Diversified

Hybrid

India Multi Asset

Others

Emotionally driven

Investor Profile

4–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Mirae Asset Multi Asset Allocation Fund Growth mixes stocks and bonds for balanced growth and stability.

What This Strategy Does

Mirae Asset Multi Asset Allc Reg Gr is an equity flexi-cap fund which captures India's ₹150 trillion diversified economic opportunity through multi-asset allocation, deploying capital across financials, industrials, and consumer sectors to achieve broad-based earnings growth.

CW Expert Research Notes

Resilient Outcomes

The fund has demonstrated consistent outperformance across market cycles, delivering earnings resilience and downside protection through its multi-asset allocation approach.

Diversified Construction

The fund's differentiated construction blends equity exposure across market caps, with notable positions in financial services and consumer cyclicals, complemented by strategic fixed income and cash allocations.

Balanced Risk Profile

The fund's balanced risk profile, with moderate volatility and a favorable Sharpe ratio, positions it as a core multi-asset holding that can participate in equity upside while mitigating drawdowns.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.0% AnnuallyAlpha

+0.0% vs +0.0% benchmarkSince Inception

+0.0% vs +0.0% benchmark3Y Annualized

+0.0% vs +0.0% benchmark5Y Annualized

Mirae Asset Multi Asset Allc

Benchmark Index

Benchmark Performance Comparison

Mirae Asset Multi Asset Allocation Fund

NIFTY 50 + FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation10.6%

Sharpe Ratio0.77

Detailed Risks

Market Risk

Potential economic slowdown in India could dampen corporate earnings and consumer demand.

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers flexibility that matters during market transitions. By investing across capitalizations without constraints, this approach allows fund managers to rotate capital toward the best risk-reward opportunities—whether that's defensiveness in large caps during uncertainty or growth capture in smaller companies during expansions. This adaptability can smooth portfolio returns across varying market conditions.

Broader Market View

Market Outlook

The global economy faces headwinds from elevated inflation and tightening monetary policies. However, opportunities exist in sectors poised to benefit from secular trends like digitalization and sustainability.

Why This Strategy is Attractive Now

This strategy aims to capitalize on long-term structural growth drivers while mitigating risks through diversification. Its focus on quality companies with sustainable competitive advantages could provide resilience during market volatility.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth strategy, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations relative to their growth prospects.

Why it Makes Sense

A Quality Growth approach can provide exposure to secular growth themes while moderating valuation risk, an appealing balance amid an evolving economic landscape with pockets of resilient demand.

High-Level Investment Process

Sourcing: The strategy appears to favor companies with strong fundamentals, healthy balance sheets, and compelling growth runways across a range of sectors and market capitalizations. Selection: The process suggests a preference for businesses with sustainable competitive advantages, pricing power, and the ability to compound cash flows through economic cycles. Construction: Portfolio construction is consistent with a focus on risk management through diversification while allowing high-conviction ideas to emerge as drivers of potential excess returns.

Portfolio Holdings Overview

SectoralAllocation

Energy & Infra6.19%

Services12.63%

Financial Services33.81%

Capital Goods16.1%

Consumers19.29%

Technology7.66%

Utilities4.32%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

Mirae Asset Gold ETFUtilities12.05%

Cash Offset For DerivativesUtilities10.91%

ICICI Bank LtdFinancial Services4.59%

TrepsUtilities4.34%

HDFC Bank LtdFinancial Services4.15%

State Bank of IndiaFinancial Services2.78%

Reliance Industries LtdEnergy & Infra2.50%

Bharti Airtel LtdServices2.09%

Axis Bank LtdFinancial Services1.90%

6.79% Govt Stock 2034Utilities1.87%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Harshad Borawake

Lead Portfolio Manager

Mr. Harshad Borawake has experience of 23 years. Manages 30 funds at Mirae Asset Investment Managers (India) Private Limited with an AUM of approximately ₹2,627 Cr Holds a B.E. degree.

Siddharth Srivastava

Co-Portfolio Manager

Mr. Siddharth Srivastava has experience of 16 years. Manages 22 funds at Mirae Asset Investment Managers (India) Private Limited with an AUM of approximately ₹2,627 Cr Holds a B.Tech degree.

Ritesh Patel

Co-Portfolio Manager

Mr. Ritesh Patel has experience of 14 years. Manages 90 funds at Mirae Asset Investment Managers (India) Private Limited with an AUM of approximately ₹2,627 Cr Holds a BFM degree.

CW Expert Take

Mirae Asset brings global investment expertise to Indian markets. Their strength lies in thematic research and identifying structural growth trends early. The fund house combines quantitative frameworks with fundamental analysis, creating disciplined yet opportunistic strategies across market caps and asset classes.

52 years

Combined Team Experience

₹ 7,880 Cr

Assets Under Management

Firm Overview

AMCMirae Asset Investment Managers (India) Private Limited

Total AUM₹2,17,680.38 Cr

Investment Philosophy & Approach

Disciplined Approach

Mirae Asset follows a disciplined investment approach focused on rigorous research.

Risk Management

Risk management is embedded in the investment process through diversification.

Long-Term Perspective

The fund house adopts a long-term perspective in capital allocation.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)2.15%

Exit Load1%

Regulatory & Tax Information

INF769K01KW3

ISIN

DailyDealing Frequency

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)