Motilal Oswal Financial Svcs

All Cap

Equity

Financial Services

India Growth

Others

Empty

1–7 yearsInvestment Horizon

HNI,MATarget Segments

Empty

What This Strategy Does

Motilal Oswal Financial Svcs Reg Gr is an equity fund which captures India's ₹30 trillion financialization opportunity through concentrated exposure to banks, NBFCs, and fintech leaders, deploying capital across lending, insurance, and digital finance to achieve broad-based earnings growth.

CW Expert Research Notes

Benchmark-beating Consistency

The fund has demonstrated resilient benchmark-relative outperformance, delivering positive alpha in 9 of the past 11 calendar years.

Concentrated Financial Exposure

With an 89.6% allocation to financial services, the fund offers a high-conviction portfolio expressing secular growth themes like digital lending and wealth management.

Valuation-conscious Opportunity

Trading at a discount to historical averages, the fund could re-rate higher if the Reserve Bank of India maintains an accommodative policy stance.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.0% AnnuallyAlpha

+0.0% vs +0.0% benchmarkSince Inception

+0.0% vs +0.0% benchmark3Y Annualized

+0.0% vs +0.0% benchmark5Y Annualized

Motilal Oswal Financial Svcs

Benchmark Index

Benchmark Performance Comparison

Motilal Oswal Financial Services Fund

NIFTY 50

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Maximum Drawdown-15.6% | Mar 2026

Upside Capture100%

Detailed Risks

Market Risk

Potential recession in India could dampen credit demand, impacting financial services sector.

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Provides concentrated exposure to India's financial services leaders—banks, insurers, and diversified institutions that drive economic growth. This sector's performance is closely tied to credit cycles and interest rate movements, offering upside when the economy expands but potential volatility during downturns.

Broader Market View

Market Outlook

The global economic recovery remains uneven, with inflationary pressures persisting. Central banks are normalizing monetary policies, creating potential volatility. Opportunities exist in sectors benefiting from secular trends like digitalization and sustainability.

Why This Strategy is Attractive Now

This strategy provides exposure to companies well-positioned to capitalize on long-term structural growth drivers. Its diversified approach aims to deliver attractive risk-adjusted returns by actively managing sector allocations and stock selection.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth strategy, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations.

Why it Makes Sense

In the current environment of moderating economic growth and elevated uncertainty, a Quality Growth approach offers exposure to companies with resilient business models and pricing power.

High-Level Investment Process

Sourcing: The strategy appears to focus on companies with strong franchises, healthy balance sheets, and sustainable competitive moats across a range of sectors. Selection: The process suggests a preference for businesses with visible earnings streams, robust cash generation, and attractive reinvestment opportunities relative to market valuations. Construction: Portfolio construction is consistent with a focus on risk management through diversification and position sizing aligned with conviction levels.

Portfolio Holdings Overview

SectoralAllocation

Technology10.38%

Financial Services89.62%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

State Bank of IndiaFinancial Services6.56%

ICICI Bank LtdFinancial Services6.31%

Triparty RepoUtilities5.90%

Multi Commodity Exchange of India LtdFinancial Services5.75%

Net Receivables / (Payables)Utilities5.20%

Bajaj Finance LtdFinancial Services4.69%

One97 Communications LtdTechnology3.89%

Kotak Mahindra Bank LtdFinancial Services3.86%

Cholamandalam Investment and Finance Co LtdFinancial Services3.82%

IndusInd Bank LtdFinancial Services3.58%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Ajay Khandelwal

Lead Portfolio Manager

Mr. Ajay Khandelwal has experience of 22 years. Manages 82 funds at Motilal Oswal Asset Management Company Limited - Portfolio Managers with an AUM of approximately ₹200 Cr Holds a B.E. degree.

Atul Mehra

Co-Portfolio Manager

Mr. Atul Mehra has experience of 8 years. Manages 60 funds at Motilal Oswal Asset Management Company Limited - Portfolio Managers with an AUM of approximately ₹689 Cr

Swapnil Mayekar

Co-Portfolio Manager

Mr. Swapnil Mayekar has experience of 22 years. Manages 237 funds at Motilal Oswal Asset Management Company Limited - Portfolio Managers with an AUM of approximately ₹9,582 Cr Holds a M.com degree.

Rakesh Shetty

Co-Portfolio Manager

Mr. Rakesh Shetty has experience of 4 years. Manages 297 funds at Motilal Oswal Asset Management Company Limited - Portfolio Managers with an AUM of approximately ₹10,161 Cr

Bhalchandra Shinde

Co-Portfolio Manager

Mr. Bhalchandra Shinde has experience of 16 years. Manages 54 funds at Motilal Oswal Asset Management Company Limited - Portfolio Managers with an AUM of approximately ₹89 Cr Holds a B.E. degree.

Atul Mehra

Co-Portfolio Manager

Mr. Atul Mehra has experience of 8 years. Manages 60 funds at Motilal Oswal Asset Management Company Limited - Portfolio Managers with an AUM of approximately ₹689 Cr

Swapnil Mayekar

Co-Portfolio Manager

Mr. Swapnil Mayekar has experience of 22 years. Manages 237 funds at Motilal Oswal Asset Management Company Limited - Portfolio Managers with an AUM of approximately ₹9,582 Cr Holds a M.com degree.

Rakesh Shetty

Co-Portfolio Manager

Mr. Rakesh Shetty has experience of 4 years. Manages 297 funds at Motilal Oswal Asset Management Company Limited - Portfolio Managers with an AUM of approximately ₹10,161 Cr

Bhalchandra Shinde

Co-Portfolio Manager

Mr. Bhalchandra Shinde has experience of 16 years. Manages 54 funds at Motilal Oswal Asset Management Company Limited - Portfolio Managers with an AUM of approximately ₹89 Cr Holds a B.E. degree.

CW Expert Take

Motilal Oswal Financial Services brings focused expertise to the financial sector. Their investment philosophy centers on identifying quality franchises through rigorous bottom-up research. The fund house maintains a high-conviction approach, with concentrated portfolios reflecting their best ideas across market capitalization segments. Motilal Oswal leverages deep domain knowledge in banking and non-banking financial services, translating industry insights into active portfolio positioning.

90 years

Combined Team Experience

₹ 20,721 Cr

Assets Under Management

Firm Overview

AMCMotilal Oswal Asset Management Company Limited - Portfolio Managers

Investment Philosophy & Approach

Focused Approach

Employs a concentrated portfolio strategy within the financial services sector.

Bottom-Up Research

Rigorous bottom-up research underpins stock selection and portfolio construction.

Risk Management

Disciplined risk management with emphasis on liquidity and diversification.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)2.77%

Regulatory & Tax Information

INF247L01GQ8

ISIN

DailyDealing Frequency

Nifty Financial Services TR INRBenchmark

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)