Nippon India Consumption

All Cap

Consumption

Equity

India Super Value

Others

Emotionally driven

Investor Profile

1–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Nippon India Consumption Fund - Growth focuses on Indian consumer and retail companies for growth.

What This Strategy Does

Nippon India Consumption Gr is an equity fund which captures India's burgeoning consumer economy through a consumption-focused portfolio, deploying capital across consumer cyclicals, consumer defensives, and financials to achieve broad-based earnings growth.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-7.3% AnnuallyAlpha

+10.9% vs +9.2% benchmarkSince Inception

+6.3% vs +6.1% benchmark3Y Annualized

+8.7% vs +4.5% benchmark5Y Annualized

Nippon India Consumption

Benchmark Index

Benchmark Performance Comparison

Nippon India Consumption Fund

NIFTY 50

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation19.3%

Maximum Drawdown-24.7% | Oct 2024

Sharpe Ratio-0.35

Beta1.04

Upside Capture98%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Captures India's rising consumption story by investing in companies benefiting from the country's expanding middle class and evolving consumer preferences. This targeted exposure to domestic demand drivers aims to generate wealth from secular growth tailwinds, though returns may fluctuate with economic cycles.

Portfolio Holdings Overview

SectoralAllocation

Technology1.95%

Capital Goods8.96%

Services2.73%

Consumers81.77%

Financial Services4.59%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

Mahindra & Mahindra LtdConsumers9.50%

Eternal LtdConsumers7.58%

Hindustan Unilever LtdConsumers6.28%

Bajaj Auto LtdConsumers4.46%

Trent LtdConsumers3.64%

Titan Co LtdConsumers3.58%

TVS Motor Co LtdConsumers3.54%

Asian Paints LtdCapital Goods3.48%

FSN E-Commerce Ventures LtdConsumers3.35%

Britannia Industries LtdConsumers3.32%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Kinjal Desai

Lead Portfolio Manager

Ms. Kinjal Desai has experience of 15 years. Manages 509 funds at Nippon Life India Asset Management Ltd with an AUM of approximately ₹2,00,334 Cr Holds a M.sc degree.

CW Expert Take

Nippon India focuses on fundamental research with contrarian tendencies. Their investment teams are known for taking differentiated positions backed by bottom-up analysis. The fund house demonstrates flexibility in asset allocation while maintaining risk discipline—useful across their equity growth strategies and duration management in debt.

15 years

Combined Team Experience

₹ 2,00,334 Cr

Assets Under Management

Firm Overview

AMCNippon Life India Asset Management Ltd

Total AUM₹6,44,104.16 Cr

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)2.2%

Exit Load1%

Regulatory & Tax Information

INF204K01AQ4

ISIN

DailyDealing Frequency

BSE 500 India TR INRBenchmark

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)