Nippon India Low Duration

All Cap

Debt

India Debt Liquid Market

Liquid

Others

Emotionally driven

Investor Profile

1–3 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Nippon India Low Duration Fund Growth invests in short-term bonds, balancing safety with modest growth.

What This Strategy Does

Nippon India Low Duration Fund Growth is an India Fund Low Duration fund which captures India's ₹25 trillion fixed income opportunity through active duration management, deploying capital across corporate and government bonds to achieve benchmark-aligned compounding.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-0.6% AnnuallyAlpha

+6.3% vs +9.2% benchmarkSince Inception

+6.7% vs +6.1% benchmark3Y Annualized

+6.1% vs +4.5% benchmark5Y Annualized

Nippon India Low Duration

Benchmark Index

Benchmark Performance Comparison

Nippon India Low Duration Fund

FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation0.9%

Sharpe Ratio0.15

Beta1.37

Upside Capture94%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Provides stability and income generation through exposure to high-quality, short-term debt instruments. This low-duration approach minimizes interest rate risk while capturing yield premiums over cash. The impact is a steady income stream with low volatility, making it suitable for investors seeking capital preservation and liquidity.

Portfolio Holdings Overview

SectoralAllocation

Financial Services100%

Top Stock Holdings

CompanySectorAllocation

HDFC Bank LimitedUtilities5.15%

India (Republic of)Utilities3.44%

Rec LimitedUtilities2.63%

Poonawalla Fincorp LimitedUtilities2.51%

RADHAKRISHNA SECURITISATION TRUSTUtilities2.45%

Power Finance Corporation LimitedUtilities2.19%

Telangana State Industrial Infrastructure Corporation LimitedUtilities1.90%

Tata Capital Housing Finance LimitedUtilities1.90%

TRuhome Finance LimitedUtilities1.87%

LIQUID GOLD SERIES 18Utilities1.83%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Vivek Sharma

Lead Portfolio Manager

Mr. Vivek Sharma has experience of 21 years. Manages 205 funds at Nippon Life India Asset Management Ltd with an AUM of approximately ₹21,465 Cr Holds a B.E. degree.

Kinjal Desai

Co-Portfolio Manager

Ms. Kinjal Desai has experience of 15 years. Manages 509 funds at Nippon Life India Asset Management Ltd with an AUM of approximately ₹2,00,334 Cr Holds a M.sc degree.

CW Expert Take

Nippon India focuses on fundamental research with contrarian tendencies. Their investment teams are known for taking differentiated positions backed by bottom-up analysis. The fund house demonstrates flexibility in asset allocation while maintaining risk discipline—useful across their equity growth strategies and duration management in debt.

36 years

Combined Team Experience

₹ 2,21,800 Cr

Assets Under Management

Firm Overview

AMCNippon Life India Asset Management Ltd

Total AUM₹6,44,104.16 Cr

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)0.98%

Regulatory & Tax Information

INF204K01EV6

ISIN

DailyDealing Frequency

CRISIL Low Duration Debt A-I TR INRBenchmark

Capital Gain Tax | Taxed as per Income Tax Slab

Tax Implications (India)