Nippon India U/ST Term

All Cap

Debt

India Debt Liquid Market

Liquid

Others

Emotionally driven

Investor Profile

1–3 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Nippon India Ultra Short Duration Fund Growth invests in short-term bonds, balancing safety with modest growth.

What This Strategy Does

Nippon India Ultra Short Duration Fund Growth is an ultra short duration fixed income fund which captures India's ₹10 trillion short-term debt opportunity through active duration management, deploying capital across corporate and government bonds to achieve benchmark-aligned compounding.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-0.2% AnnuallyAlpha

+5.8% vs +9.2% benchmarkSince Inception

+6.7% vs +6.1% benchmark3Y Annualized

+6.2% vs +4.5% benchmark5Y Annualized

Nippon India U/ST Term

Benchmark Index

Benchmark Performance Comparison

Nippon India Ultra Short Duration Fund

FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation0.6%

Sharpe Ratio0.96

Beta1.16

Upside Capture94%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers stability and liquidity through exposure to India's highest-quality short-term debt instruments. This ultra-short duration approach aims to preserve capital while generating modest income by investing in securities with maturities under one year, limiting interest rate risk and credit volatility.

Portfolio Holdings Overview

SectoralAllocation

Financial Services100%

Top Stock Holdings

CompanySectorAllocation

Triparty RepoUtilities6.31%

Nirma LimitedUtilities2.82%

Vedanta Aluminium Metal LimitedUtilities2.61%

Punjab National BankUtilities2.38%

HDFC Bank LimitedUtilities2.36%

TbillUtilities2.29%

Vedanta LimitedUtilities2.09%

Small Industries Development Bank Of IndiaUtilities2.04%

Aditya Birla Renewables LimitedUtilities2.04%

India (Republic of)Utilities2.01%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Kinjal Desai

Lead Portfolio Manager

Ms. Kinjal Desai has experience of 15 years. Manages 509 funds at Nippon Life India Asset Management Ltd with an AUM of approximately ₹2,00,334 Cr Holds a M.sc degree.

Akshay Sharma

Co-Portfolio Manager

Mr. Akshay Sharma has experience of 11 years. Manages 60 funds at Nippon Life India Asset Management Ltd with an AUM of approximately ₹11,060 Cr Holds a PGDM degree.

Vivek Sharma

Co-Portfolio Manager

Mr. Vivek Sharma has experience of 21 years. Manages 200 funds at Nippon Life India Asset Management Ltd with an AUM of approximately ₹21,465 Cr Holds a B.E. degree.

CW Expert Take

Nippon India focuses on fundamental research with contrarian tendencies. Their investment teams are known for taking differentiated positions backed by bottom-up analysis. The fund house demonstrates flexibility in asset allocation while maintaining risk discipline—useful across their equity growth strategies and duration management in debt.

47 years

Combined Team Experience

₹ 2,32,859 Cr

Assets Under Management

Firm Overview

AMCNippon Life India Asset Management Ltd

Total AUM₹6,44,104.16 Cr

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.06%

Regulatory & Tax Information

INF204K01UE8

ISIN

DailyDealing Frequency

CRISIL Ultra Short Dur Debt A-I TR INRBenchmark

Capital Gain Tax | Taxed as per Income Tax Slab

Tax Implications (India)