SBI ELSS Tax Saver Gr

All Cap

Equity

India Tax Saver

Others

Tax Saver

Emotionally driven

Investor Profile

1–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Sbi Long Term Equity Fund Growth invests mainly in stocks for long-term wealth growth.

What This Strategy Does

SBI ELSS Tax Saver Fund Regular Growth is an equity fund which captures India's ₹30 trillion consumption and financialization opportunity through a growth-at-a-reasonable-price approach, deploying capital across financials, industrials, and healthcare to achieve broad-based earnings growth.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-2.8% AnnuallyAlpha

+12.3% vs +9.5% benchmarkSince Inception

+12.1% vs +5.7% benchmark3Y Annualized

+12.3% vs +4.7% benchmark5Y Annualized

SBI ELSS Tax Saver Gr

Benchmark Index

Benchmark Performance Comparison

SBI Long Term Equity Fund

NIFTY 50

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation17.9%

Maximum Drawdown-15.4% | Oct 2024

Sharpe Ratio-0.49

Beta0.97

Upside Capture114%

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Provides tax-efficient wealth creation by investing in India's most promising businesses across market cycles. This approach combines the growth potential of small and mid-caps with the stability of established large-cap leaders. The impact is a diversified portfolio that captures India's entrepreneurial dynamism while managing volatility through exposure to resilient franchises.

Portfolio Holdings Overview

SectoralAllocation

Services10.21%

Energy & Infra9.22%

Financial Services38.13%

Capital Goods17.68%

Utilities5.3%

Consumers14.05%

Technology5.4%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

Kotak Mahindra Bank LtdFinancial Services6.76%

ICICI Bank LtdFinancial Services6.45%

HDFC Bank LtdFinancial Services5.92%

TrepsUtilities5.27%

Reliance Industries LtdEnergy & Infra4.65%

Adani Enterprises LtdEnergy & Infra2.93%

Larsen & Toubro LtdCapital Goods2.84%

Bajaj Finance LtdFinancial Services2.65%

Torrent Power LtdUtilities2.33%

Cipla LtdServices2.13%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Milind Agrawal

Lead Portfolio Manager

Mr. Milind Agrawal has experience of 13 years. Manages 12 funds at SBI Funds Management Ltd with an AUM of approximately ₹32,609 Cr Holds a PGDM degree.

CW Expert Take

SBI's fund management approach reflects their banking heritage, conservative risk frameworks with long-term conviction. They leverage extensive on-ground presence for grassroots research, particularly valuable in equity investing. Their fixed income team benefits from deep government securities market access and understanding of monetary policy transmission.

13 years

Combined Team Experience

₹ 32,609 Cr

Assets Under Management

Firm Overview

AMCSBI Funds Management Ltd

Total AUM₹12,41,484.56 Cr

Investment Professionals49+

Global Offices250 Cities

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.86%

Regulatory & Tax Information

INF200K01495

ISIN

DailyDealing Frequency

BSE 500 India TR INRBenchmark

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)