SBI Floating Interest Rts Gr

Debt

India Debt Long Duration

Large Cap

Long Term

Others

Emotionally driven

Investor Profile

1–3 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Sbi Floating Rate Debt Fund Growth dynamically adjusts bond exposure for optimal returns based on market.

What This Strategy Does

SBI Floating Interest Rts Reg Gr is an India Fund Floating Rate fund which captures India's ₹5 trillion fixed income opportunity through active duration management, deploying capital across corporate and government bonds to achieve benchmark-aligned compounding.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-0.8% AnnuallyAlpha

+6.2% vs +12.1% benchmarkSince Inception

+7.2% vs +5.6% benchmark3Y Annualized

+6.5% vs +4.6% benchmark5Y Annualized

SBI Floating Interest Rts Gr

Benchmark Index

Benchmark Performance Comparison

SBI Floating Rate DEBT Fund

FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation1.2%

Sharpe Ratio0.69

Beta3.60

Upside Capture109%

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers stability through exposure to floating-rate debt instruments. As interest rates fluctuate, the fund's holdings adjust their coupons accordingly, mitigating interest rate risk. The impact is a portfolio that maintains a consistent yield profile across rate cycles, translating into smoother returns with lower volatility. Suitable for investors seeking predictable income streams with limited duration risk.

Portfolio Holdings Overview

SectoralAllocation

Financial Services100%

Top Stock Holdings

CompanySectorAllocation

Cash Offsets For Shorts & DerivativesUtilities59.08%

6.84% Gujarat Sgs 2031Utilities11.54%

7.57% Gujarat Sgs 2031Utilities7.44%

National Bank For Agriculture And Rural DevelopmentUtilities7.40%

Axis Bank LimitedUtilities7.27%

Sundaram Finance LimitedUtilities7.20%

Punjab National BankUtilities7.15%

TrepsUtilities6.57%

7.0% Tamilnadu SDL 2031Utilities6.54%

Bank Of BarodaUtilities6.48%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Ardhendu Bhattacharya

Lead Portfolio Manager

Mr. Ardhendu Bhattacharya has experience of 17 years. Manages 78 funds at SBI Funds Management Ltd with an AUM of approximately ₹750 Cr Holds a PGDM degree.

Rajeev Radhakrishnan

Co-Portfolio Manager

Mr. Rajeev Radhakrishnan has experience of 26 years. Manages 122 funds at SBI Funds Management Ltd with an AUM of approximately ₹83,597 Cr Holds a MMS degree.

CW Expert Take

SBI's fund management approach reflects their banking heritage, conservative risk frameworks with long-term conviction. They leverage extensive on-ground presence for grassroots research, particularly valuable in equity investing. Their fixed income team benefits from deep government securities market access and understanding of monetary policy transmission.

42 years

Combined Team Experience

₹ 84,347 Cr

Assets Under Management

Firm Overview

AMCSBI Funds Management Ltd

Total AUM₹12,41,484.56 Cr

Investment Professionals49+

Global Offices250 Cities

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)0.42%

Exit Load0.1

Regulatory & Tax Information

INF200KA1R15

ISIN

DailyDealing Frequency

CRISIL Liquid Debt TR INRBenchmark

Capital Gain Tax | Taxed as per Income Tax Slab

Tax Implications (India)