SBI Savings Fund
Debt
India Debt Medium Duration
Liquid
Others
Aggressive growth
Investor Profile1–3 yearsInvestment Horizon
HNI, UHNI, Retail Investor, Mass AffluentTarget Segments
SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit
Sbi Savings Fund Growth invests in short-term debt, offering safety and easy access to your money.
Performance and Risk Analysis
Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.
Fund Performance
-1.0% AnnuallyAlpha
+6.2% vs +9.9% benchmarkSince Inception
+6.9% vs +6.3% benchmark3Y Annualized
+6.1% vs +6.5% benchmark5Y Annualized
SBI Savings Fund
Benchmark Index
Benchmark Performance Comparison
Sbi Savings Fund
FD Returns
Risk Profile
Standard Deviation0.4%
Sharpe Ratio2.17
Beta5.26
Strategy Details
A closer look at the investment thesis, portfolio construction, and current holdings.
Portfolio Holdings Overview
SectoralAllocation
Top Stock Holdings
CompanySectorAllocation
HDFC Bank Ltd.Utilities4.42%
5.63% Govt Stock 2026Utilities3.90%
Punjab National BankUtilities3.22%
National Bank for Agriculture and Rural DevelopmentUtilities2.76%
Jsw Infrastructure LtdUtilities2.76%
LIC Housing Finance Limited**Utilities2.68%
Punjab National Bank (18/03/2026)Utilities2.15%
Torrent Electricals Limited (27/08/2025) **Utilities2.08%
National Bank for Agriculture and Rural DevelopmentUtilities2.01%
Tata Capital Housing Finance LimitedUtilities1.88%
Operational & Regulatory Details
What it costs to invest, transaction mechanics, and regulatory disclosures you should know.
Costs and Fees
Total Expense Ratio (TER)0.67%
Exit Load0.1
Regulatory & Tax Information
INF200K01636
ISINDailyDealing Frequency
CRISIL Liquid Debt TR INRBenchmark
Capital Gain Tax | Taxed as per Income Tax Slab
Tax Implications (India)