TATA Nifty G-SEC Dec 2029 Index Fund

Debt

Fixed Income

India Debt Long Duration

Others

Empty

1–3 yearsInvestment Horizon

Empty

What This Strategy Does

TATA Nifty G-SEC Dec 2029 Index Fund Regular Growth is a Fixed Income fund which captures India's sovereign debt opportunity through passive tracking of government securities maturing in 2029, deploying capital across the sovereign bond market to achieve benchmark-aligned compounding.

CW Expert Research Notes

Consistent Outcome

The fund exhibits low volatility of 2.36, delivering resilient returns across market cycles by tracking the Nifty G-SEC Dec 2029 Index.

Targeted Exposure

The fund's investment process focuses on replicating the performance of the Nifty G-SEC Dec 2029 Index, providing exposure to government securities maturing in December 2029.

Diversification Potential

As a fixed-income strategy with low correlation to equity markets, the fund could serve as a portfolio diversifier, mitigating overall risk while capturing the yield from government bonds.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.0% AnnuallyAlpha

+0.0% vs +0.0% benchmarkSince Inception

+0.0% vs +0.0% benchmark3Y Annualized

+0.0% vs +0.0% benchmark5Y Annualized

TATA Nifty G-SEC Dec 2029 Index Fund

Benchmark Index

Benchmark Performance Comparison

Tata Nifty G-Sec Dec 2029 Index Fund

FD Returns

Risk Profile

Standard Deviation2.3%

Maximum Drawdown-1.0% | Mar 2026

Sharpe Ratio-0.42

Detailed Risks

Market Risk

Potential recession or economic slowdown could dampen demand for government bonds.

Liquidity Risk

Concentrated exposure to long-dated G-Secs could face liquidity stress during volatility spikes.

Concentration Risk

Highly concentrated in Indian government bonds maturing in 2029, vulnerable to yield curve shifts.

Specific Strategy Risk

Regulatory changes to India's debt market structure or fiscal policies could impact valuations.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Provides exposure to India's sovereign debt through a portfolio tracking the Nifty G-Sec Dec 2029 Index. This index comprises government bonds maturing in December 2029, offering predictable cash flows and interest rate risk management for a specific time horizon.

Broader Market View

Market Outlook

Equity markets appear to be entering a mid-cycle phase, with an attractive entry point emerging after the recent valuation correction. Macro drivers such as consumption recovery, earnings normalization, and capex revival in sectors like consumer, financials, and industrials underpin the opportunity. However, risks like margin pressures and cyclicality warrant a balanced approach.

Why This Strategy is Attractive Now

This strategy seems well-positioned for the current environment, with exposure to consumer cyclicals, financials, and technology. The portfolio's diversification across market leaders and approximately 70 holdings, coupled with a moderate beta and flexibility, suggests a risk-adjusted stance aligned with the mid-cycle dynamics. Its balance between growth and stability appears differentiated from generic strategies.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth strategy, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations.

Why it Makes Sense

In the current environment of moderating economic growth and elevated uncertainty, a Quality Growth approach focused on resilient business models and prudent valuations appears well-positioned.

High-Level Investment Process

Sourcing: The strategy appears to source investment candidates from across the market capitalization spectrum, with a tilt towards larger, more established companies. Selection: The selection process suggests a preference for companies with strong franchises, visible earnings streams, and attractive risk-return profiles relative to peers. Construction: Portfolio construction is consistent with a focus on diversification across sectors and individual positions to manage risk.

Portfolio Holdings Overview

SectoralAllocation

Financial Services100%

Top Stock Holdings

CompanySectorAllocation

7.1% Govt Stock 2029Utilities51.03%

6.79% Govt Stock 2029Utilities45.16%

B) RepoUtilities2.61%

Cash / Net Current AssetUtilities1.20%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Amit Somani

Mr. Amit Somani has experience of 22 years. Manages 83 funds at Tata Asset Management Pvt Ltd with an AUM of approximately ₹165 Cr Holds a PGDBM degree.

22 years

Combined Team Experience

₹ 165 Cr

Assets Under Management

CW Expert Take

Tata AMC reflects the group's values-based approach to business. Their investment process emphasizes ESG integration and governance quality alongside financial metrics. The fund house takes measured positions, avoiding excessive concentration while maintaining conviction in quality franchises across equity and credit portfolios.

Investment Philosophy & Approach

Passive Indexing

The fund aims to replicate the performance of the underlying index.

Disciplined Replication

The portfolio is constructed through rules-based replication of the index constituents.

Low-Cost Approach

The fund seeks to minimize tracking error through low-cost index replication.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)0.45%

Regulatory & Tax Information

INF277KA1760

ISIN

DailyDealing Frequency

Capital Gain Tax | Taxed as per Income Tax Slab

Tax Implications (India)