UTI ELSS Tax Saver Fund - Plan - Growth

All Cap

Equity

India Tax Saver

Others

Tax Saver

Emotionally driven

Investor Profile

1–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Uti Elss Tax Saver Fund Growth invests mainly in stocks for long-term wealth growth.

What This Strategy Does

UTI ELSS Tax Saver Fund - Regular Plan - Growth is an equity fund which captures India's ₹2.5 trillion tax-saving opportunity through a multi-cap approach, deploying capital across financials, industrials, and consumer sectors to achieve broad-based earnings growth.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-3.9% AnnuallyAlpha

+9.4% vs +9.5% benchmarkSince Inception

+6.6% vs +5.6% benchmark3Y Annualized

+5.0% vs +4.6% benchmark5Y Annualized

UTI ELSS Tax Saver Fund - Plan - Growth

Benchmark Index

Benchmark Performance Comparison

UTI ELSS Tax Saver Fund

NIFTY 50

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation16.6%

Maximum Drawdown-18.1% | Oct 2024

Sharpe Ratio-0.58

Beta0.94

Upside Capture89%

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Provides tax-efficient wealth creation through exposure to India's high-growth businesses. This approach captures the long-term compounding potential of equity investing while offering tax deductions under Section 80C of the Income Tax Act. The impact is tax-optimized returns with the opportunity for outsized gains from India's dynamic mid and small-cap companies. Suitable for investors with the risk appetite and time horizon to navigate volatility in pursuit of tax-efficient wealth accumulation.

Portfolio Holdings Overview

SectoralAllocation

Services12.25%

Energy & Infra8.13%

Financial Services34.88%

Technology7.9%

Capital Goods14.23%

Consumers19.06%

Utilities3.54%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

HDFC Bank LtdFinancial Services8.56%

ICICI Bank LtdFinancial Services6.93%

Bharti Airtel LtdServices4.26%

Kotak Mahindra Bank LtdFinancial Services3.95%

Axis Bank LtdFinancial Services3.88%

Reliance Industries LtdEnergy & Infra2.92%

Bajaj Finance LtdFinancial Services2.89%

Mahindra & Mahindra LtdConsumers2.43%

State Bank of IndiaFinancial Services2.36%

Infosys LtdTechnology2.30%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Amit Premchandani

Lead Portfolio Manager

Mr. Amit Premchandani has experience of 21 years. Manages 44 funds at UTI Asset Management Co Ltd with an AUM of approximately ₹3,762 Cr Holds a PGDM degree.

CW Expert Take

UTI combines heritage with modern investment thinking. As India's oldest fund house, they've navigated every market regime. Their experience shows in mature risk frameworks and diversified expertise across asset classes. The fund house maintains institutional-quality processes while serving retail investors.

21 years

Combined Team Experience

₹ 3,762 Cr

Assets Under Management

Firm Overview

AMCUTI Asset Management Co Ltd

Investment Professionals49+

Global Offices250 Cities

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.93%

Regulatory & Tax Information

INF789F01547

ISIN

DailyDealing Frequency

BSE 500 India TR INRBenchmark

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)