WhiteOak Capital Consumption Opps Gr

All Cap

Consumption

Equity

India Super Value

Others

Emotionally driven

Investor Profile

1–7 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

What This Strategy Does

WhiteOak Capital Consumption Opps Reg Gr is an equity fund which captures India's ₹60 trillion consumption opportunity through a portfolio focused on consumer cyclicals, defensives, and financials, deploying capital across discretionary spending and financialization to achieve broad-based earnings growth.

CW Expert Research Notes

Consistent Outperformance

The fund has demonstrated benchmark-beating returns across multiple market cycles, outperforming in 9 out of 11 years.

Consumption-Focused Positioning

The strategy maintains a concentrated exposure to consumer cyclical and defensive sectors, reflecting a high-conviction thesis on India's burgeoning consumption story.

Balanced Risk Profile

With a beta of 1.02 and moderate volatility, the fund offers equity-like participation while potentially mitigating downside through its quality bias and large-cap tilt.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.0% AnnuallyAlpha

+0.0% vs +0.0% benchmarkSince Inception

+0.0% vs +0.0% benchmark3Y Annualized

+0.0% vs +0.0% benchmark5Y Annualized

WhiteOak Capital Consumption Opps Gr

Benchmark Index

Benchmark Performance Comparison

WhiteOak Capital Consumption Opportunities Fund

NIFTY 50

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Detailed Risks

Market Risk

Potential recession driven by high inflation could dampen consumer spending, impacting consumption-focused holdings.

Liquidity Risk

Significant mid-cap exposure could face liquidity stress during market sell-offs, hindering rebalancing.

Concentration Risk

Concentrated consumer discretionary bets could suffer from rising rates and input cost pressures.

Specific Strategy Risk

Regulatory changes to consumption taxes or sector policies pose risks to strategy execution.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Captures India's rising consumption story by investing in companies benefiting from the country's expanding middle class and evolving consumer preferences. This theme provides exposure to businesses capitalizing on discretionary spending trends, from branded apparel and consumer durables to leisure and entertainment.

Broader Market View

Market Outlook

Equity markets appear to be entering a mid-cycle phase, with attractive valuations following the recent correction. Consumption recovery, earnings normalization, and capex revival are expected to drive performance, particularly in consumer, financial services, and industrial sectors. However, risks such as margin pressures and cyclicality warrant a balanced approach.

Why This Strategy is Attractive Now

This strategy seems well-positioned for the current environment, with exposure to consumer cyclicals, financials, and technology. The portfolio's diversification across market leaders and approximately 70 holdings could provide a balanced mix of growth and stability. A moderate beta and risk-adjusted positioning may offer an attractive risk-reward profile as markets recover.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth strategy, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations.

Why it Makes Sense

In the current environment of moderating economic growth and elevated uncertainty, a Quality Growth approach focused on resilient business models and prudent capital allocation appears well-positioned.

High-Level Investment Process

Sourcing: The strategy appears to source investment candidates from across the market capitalization spectrum, with a tilt towards larger, more established companies. Selection: The selection process suggests a preference for companies with strong franchises, visible earnings streams, and attractive risk-return profiles relative to peers. Construction: Portfolio construction is consistent with a focus on diversification across sectors and individual positions to manage risk.

Portfolio Holdings Overview

SectoralAllocation

Consumers68.26%

Capital Goods9.6%

Financial Services1.58%

Services17.55%

Energy & Infra3.01%

Geographic Allocation

Domestic100%

Top Stock Holdings

CompanySectorAllocation

Bharti Airtel LtdServices7.76%

Nestle India LtdConsumers7.60%

Eternal LtdConsumers7.52%

Mahindra & Mahindra LtdConsumers6.40%

Titan Co LtdConsumers4.89%

Clearing Corporation Of India LtdUtilities4.51%

Timex Group India LtdConsumers3.52%

Maruti Suzuki India LtdConsumers3.36%

Nexus Select Trust ReitsEnergy & Infra2.92%

Marico LtdConsumers2.84%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Trupti Agrawal

Lead Portfolio Manager

Trupti Agrawal has experience of 4 years. Manages 56 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr

Piyush Baranwal

Co-Portfolio Manager

Mr. Piyush Baranwal has experience of 19 years. Manages 92 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,733 Cr Holds a PGDBM degree.

Ramesh Mantri

Co-Portfolio Manager

Mr. Ramesh Mantri has experience of 24 years. Manages 58 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr Holds a M.B.A. degree.

Dheeresh Pathak

Co-Portfolio Manager

Mr. Dheeresh Pathak has experience of 20 years. Manages 56 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr Holds a B.Com degree.

Ashish Agrawal

Co-Portfolio Manager

Ashish Agrawal has experience of 2 years. Manages 56 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr

Piyush Baranwal

Co-Portfolio Manager

Mr. Piyush Baranwal has experience of 19 years. Manages 92 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,733 Cr Holds a PGDBM degree.

Ramesh Mantri

Co-Portfolio Manager

Mr. Ramesh Mantri has experience of 24 years. Manages 58 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr Holds a M.B.A. degree.

Dheeresh Pathak

Co-Portfolio Manager

Mr. Dheeresh Pathak has experience of 20 years. Manages 56 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr Holds a B.Com degree.

Ashish Agrawal

Co-Portfolio Manager

Ashish Agrawal has experience of 2 years. Manages 56 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr

CW Expert Take

WhiteOak Capital Consumption Opps focuses on India's consumption growth story. Their investment philosophy centers on identifying companies benefiting from rising domestic demand and discretionary spending. The fund house maintains a concentrated portfolio of high-conviction ideas, combining bottom-up stock selection with top-down thematic exposure across consumer sectors.

68 years

Combined Team Experience

₹ 56,369 Cr

Assets Under Management

Firm Overview

AMCWhiteOak Capital Asset Management Limited

Total AUM₹29,798.08 Cr

Investment Professionals49+

Global Offices250 Cities

Investment Philosophy & Approach

Disciplined Approach

WhiteOak Capital follows a disciplined investment approach focused on long-term capital appreciation.

Rigorous Research

The fund house employs rigorous fundamental research to identify quality growth opportunities.

Risk Management

Risk management is an integral part of the investment process and decision-making framework.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)2.77%

Regulatory & Tax Information

INF03VN01AE1

ISIN

DailyDealing Frequency

BSE 500 India TR INRBenchmark

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)