WhiteOak Capital Multi Asset Allc Reg Gr

25%

Diversified

Hybrid

India Multi Asset

Others

Empty

4–7 yearsInvestment Horizon

Empty

What This Strategy Does

WhiteOak Capital Multi Asset Allc Reg Gr is a multi-asset allocation fund which captures India's diversified investment opportunity through a balanced approach, deploying capital across financials, industrials, and consumer sectors to achieve broad-based earnings growth.

CW Expert Research Notes

Consistent Outperformance

The fund has demonstrated resilient benchmark-relative behavior, outperforming in 10 of the past 12 years, highlighting its ability to deliver consistent outcomes across market cycles.

Balanced Multi-Asset Approach

The fund's differentiated investment process combines a strategic allocation across asset classes with tactical shifts, expressing conviction through overweights in financials and energy while maintaining a balanced risk profile.

Diversified Portfolio Role

The fund's moderate risk profile and attractive valuation relative to history position it as a potential core multi-asset holding, with catalysts from policy support and earnings revisions, though risks from higher volatility warrant monitoring.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.0% AnnuallyAlpha

+0.0% vs +0.0% benchmarkSince Inception

+0.0% vs +0.0% benchmark3Y Annualized

+0.0% vs +0.0% benchmark5Y Annualized

WhiteOak Capital Multi Asset Allc Reg Gr

Benchmark Index

Benchmark Performance Comparison

Whiteoak Capital Multi Asset Allocation Fund

NIFTY 50 + FD Returns

Risk Profile

Standard Deviation6.6%

Maximum Drawdown-4.1% | Mar 2026

Sharpe Ratio1.17

Detailed Risks

Market Risk

Potential recession in India could dampen consumer demand, impacting fund's cyclical holdings.

Liquidity Risk

High mid-cap allocation could face liquidity stress during volatility spikes.

Concentration Risk

Concentrated sector bets amplify downside if specific industries underperform.

Specific Strategy Risk

Regulatory changes to asset allocation rules could impact strategy execution.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers flexibility that matters during market transitions. By investing across capitalizations without constraints, this approach allows fund managers to rotate capital toward the best risk-reward opportunities—whether that's defensiveness in large caps during uncertainty or growth capture in smaller companies during expansions.

Broader Market View

Market Outlook

Equity markets appear to be entering a mid-cycle phase, with attractive valuations following the recent correction. Consumption recovery, earnings normalization, and capex revival are expected to drive performance, favoring sectors like consumer discretionary, financials, and industrials. However, risks such as margin pressures and cyclicality warrant a balanced approach.

Why This Strategy is Attractive Now

This strategy seems well-positioned for the current environment, with exposure to consumer cyclicals, financials, and technology. The portfolio holds market leaders across sectors and offers diversification through approximately 70 holdings. A moderate beta and flexibility could provide risk-adjusted returns as the cycle progresses, differentiating it from passive strategies.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics of a Quality Growth strategy, emphasizing companies with durable competitive advantages, consistent earnings growth, and reasonable valuations relative to their growth prospects.

Why it Makes Sense

In the current environment of moderating economic growth and elevated uncertainty, a Quality Growth approach focused on companies with pricing power, recurring revenues, and strong balance sheets can provide a degree of defensiveness while participating in secular growth opportunities.

High-Level Investment Process

Sourcing: The strategy appears to source investment ideas through a combination of quantitative screening for quality characteristics and fundamental research to identify companies with sustainable competitive advantages and attractive growth runways. Selection: The selection process suggests a preference for companies demonstrating consistent profitability, high returns on capital, strong free cash flow generation, and reasonable valuations relative to their growth potential and quality profile. Construction: Portfolio construction is consistent with a focus on risk management through diversification across sectors and market capitalizations while allowing higher conviction in select holdings that meet the strategy's quality and growth criteria.

Portfolio Holdings Overview

SectoralAllocation

Utilities3.2%

Financial Services25.93%

Technology6.9%

Capital Goods14.87%

Services9.53%

Energy & Infra28.31%

Consumers11.26%

Geographic Allocation

Domestic99.20053%

International0.79948%

Top Stock Holdings

CompanySectorAllocation

Clearing Corporation Of India Ltd18.32%

Futcom_Gold_04/12/20265.15%

Net Receivables / (Payables)3.75%

ICICI Pru Gold ETF3.05%

Embassy Office Parks REITEnergy & Infra3.01%

Nexus Select Trust ReitsEnergy & Infra2.78%

ICICI Bank LtdFinancial Services2.68%

DSP Gold ETF1.90%

Brookfield India Real Estate TrustEnergy & Infra1.67%

Citius TransNet Investment TrustFinancial Services1.67%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Dheeresh Pathak

Mr. Dheeresh Pathak has experience of 20 years. Manages 56 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr Holds a B.Com degree.

68 years

Combined Team Experience

₹ 56,369 Cr

Assets Under Management

Ashish Agrawal

Co-Portfolio Manager

Ashish Agrawal has experience of 2 years. Manages 56 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr

Trupti Agrawal

Co-Portfolio Manager

Trupti Agrawal has experience of 4 years. Manages 56 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr

Piyush Baranwal

Co-Portfolio Manager

Mr. Piyush Baranwal has experience of 19 years. Manages 92 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,733 Cr Holds a PGDBM degree.

Ramesh Mantri

Co-Portfolio Manager

Mr. Ramesh Mantri has experience of 24 years. Manages 58 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr Holds a M.B.A. degree.

Ashish Agrawal

Co-Portfolio Manager

Ashish Agrawal has experience of 2 years. Manages 56 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr

Trupti Agrawal

Co-Portfolio Manager

Trupti Agrawal has experience of 4 years. Manages 56 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr

Piyush Baranwal

Co-Portfolio Manager

Mr. Piyush Baranwal has experience of 19 years. Manages 92 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,733 Cr Holds a PGDBM degree.

Ramesh Mantri

Co-Portfolio Manager

Mr. Ramesh Mantri has experience of 24 years. Manages 58 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr Holds a M.B.A. degree.

CW Expert Take

WhiteOak Capital Multi Asset Allc Reg Gr maintains a diversified approach across asset classes and market capitalization segments. Their investment philosophy emphasizes active allocation based on market conditions, combining equity exposure with fixed income strategies. The fund house leverages research capabilities to identify opportunities in sectors like financials, industrials, and energy while managing risk through asset allocation shifts.

Firm Overview

Total AUM₹29,798.08 Cr

Investment Philosophy & Approach

Disciplined Approach

WhiteOak Capital follows a disciplined investment approach focused on rigorous research.

Risk Management

The fund house emphasizes robust risk management through diversification and prudence.

Long-Term Perspective

WhiteOak Capital maintains a long-term perspective in capital allocation decisions.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.68%

Exit Load1

Regulatory & Tax Information

INF03VN01779

ISIN

DailyDealing Frequency

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)