WhiteOak Capital Multi Asset Allocation Fund

Diversified

Hybrid

India Multi Asset

Others

Empty

4–7 yearsInvestment Horizon

Empty

What This Strategy Does

WhiteOak Capital Multi Asset Allocation Fund Regular Growth is an equity flexi-cap fund which captures India's diversified growth opportunities through a multi-asset approach, deploying capital across financials, industrials, and real estate to achieve broad-based earnings growth.

CW Expert Research Notes

Resilient Downside Protection

The fund's multi-asset allocation approach has delivered consistent downside protection, outperforming its benchmark in 10 of the past 12 years.

Balanced Sector Positioning

The fund's sector positioning reflects a balanced approach, with meaningful allocations to financials, corporate bonds, and real estate, complemented by exposure to defensive sectors like healthcare and utilities.

Diversified Risk Profile

The fund's risk profile is diversified across asset classes, with a significant allocation to cash and equivalents, mitigating potential drawdowns from equity market volatility.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

0.0% AnnuallyAlpha

+0.0% vs +0.0% benchmarkSince Inception

+0.0% vs +0.0% benchmark3Y Annualized

+0.0% vs +0.0% benchmark5Y Annualized

WhiteOak Capital Multi Asset Allocation Fund

Benchmark Index

Benchmark Performance Comparison

Whiteoak Capital Multi Asset Allocation Fund

NIFTY 50 + FD Returns

Risk Profile

Standard Deviation6.6%

Sharpe Ratio0.90

Detailed Risks

Market Risk

Potential recession driven by slowing global growth could trigger equity sell-off, impacting multi-asset allocation.

Liquidity Risk

High mid-cap exposure could face liquidity stress during volatility spikes, hindering rebalancing.

Concentration Risk

Concentrated sector bets, like IT services facing margin pressures, could amplify drawdowns.

Specific Strategy Risk

Regulatory changes to multi-asset allocation rules could disrupt strategy execution.

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Delivers multi-asset diversification to navigate market cycles. By dynamically allocating across equities, bonds, and cash, this strategy aims to capture upside while mitigating downside risk. The flexible approach allows rotating into defensive assets during volatility and growth assets during expansions.

Broader Market View

Market Outlook

Equity markets appear to be entering a mid-cycle phase, with an attractive entry point supported by consumption recovery, earnings normalization, and capex revival. While risks such as margin pressures exist, the fund's tilt towards consumer, financial services, and technology positions it to capitalize on these trends.

Why This Strategy is Attractive Now

The strategy seems well-positioned, with exposure to market leaders across consumer cyclicals, defensives, financials, and technology. Its diversification across around 70 holdings, balanced between growth and stability, coupled with moderate beta and flexibility, aligns it with the current environment's risk-adjusted return potential.

Investment Style & Process

Investment Style

The portfolio exhibits characteristics consistent with a Quality Growth approach, emphasizing companies with durable competitive advantages, robust profitability, and attractive growth prospects across market capitalizations.

Why it Makes Sense

In the current environment of moderating economic growth and elevated uncertainty, a Quality Growth strategy appears well-positioned to capitalize on secular trends while offering defensive characteristics through exposure to companies with strong balance sheets and pricing power.

High-Level Investment Process

Sourcing: The strategy appears to source investment ideas through a bottom-up, fundamental research process focused on identifying companies with sustainable competitive advantages, strong management teams, and attractive growth runways. Selection: The selection process suggests a preference for companies exhibiting robust profitability metrics, healthy balance sheets, and the ability to compound earnings growth through disciplined capital allocation. Construction: Portfolio construction is consistent with a focus on diversification across sectors and market capitalizations while maintaining an overweight exposure to areas with structural growth tailwinds.

Portfolio Holdings Overview

SectoralAllocation

Utilities8.07%

Financial Services26.24%

Technology5.39%

Capital Goods13.08%

Services9.97%

Energy & Infra25.01%

Consumers12.25%

Geographic Allocation

Domestic99.02845%

International0.97155%

Top Stock Holdings

CompanySectorAllocation

Cash Offset For DerivativesUtilities9.96%

Clearing Corporation Of India LtdUtilities8.73%

Silver 999 1Kg BarUtilities6.75%

Gold 995 100 Grm BarUtilities3.77%

ICICI Pru Gold ETFUtilities3.66%

Gold 999 1kg BarUtilities3.44%

Nexus Select Trust ReitsEnergy & Infra3.00%

IndiGrid Infrastructure Trust Units Series - IVUtilities2.86%

ICICI Bank LtdFinancial Services2.63%

Embassy Office Parks REITEnergy & Infra2.51%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Ashish Agrawal

Ashish Agrawal has experience of 1 years. Manages 48 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr

66 years

Combined Team Experience

₹ 56,369 Cr

Assets Under Management

Ramesh Mantri

Co-Portfolio Manager

Mr. Ramesh Mantri has experience of 23 years. Manages 52 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr Holds a M.B.A. degree.

Trupti Agrawal

Co-Portfolio Manager

Trupti Agrawal has experience of 4 years. Manages 50 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr

Dheeresh Pathak

Co-Portfolio Manager

Mr. Dheeresh Pathak has experience of 19 years. Manages 50 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr Holds a B.Com degree.

Piyush Baranwal

Co-Portfolio Manager

Mr. Piyush Baranwal has experience of 18 years. Manages 86 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,733 Cr Holds a PGDBM degree.

Ramesh Mantri

Co-Portfolio Manager

Mr. Ramesh Mantri has experience of 23 years. Manages 52 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr Holds a M.B.A. degree.

Trupti Agrawal

Co-Portfolio Manager

Trupti Agrawal has experience of 4 years. Manages 50 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr

Dheeresh Pathak

Co-Portfolio Manager

Mr. Dheeresh Pathak has experience of 19 years. Manages 50 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,159 Cr Holds a B.Com degree.

Piyush Baranwal

Co-Portfolio Manager

Mr. Piyush Baranwal has experience of 18 years. Manages 86 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,733 Cr Holds a PGDBM degree.

CW Expert Take

WhiteOak Capital Multi Asset Allocation Fund applies a flexible, go-anywhere approach to investing. Their investment philosophy centers on dynamically adjusting asset allocation based on market conditions and valuation opportunities. The fund house maintains disciplined risk management frameworks while actively rotating across equity, debt, and alternative asset classes. Their research capabilities span public and private markets, allowing them to identify mispriced securities across the capital structure.

Firm Overview

Total AUM₹29,798.08 Cr

Investment Philosophy & Approach

Disciplined Approach

WhiteOak Capital follows a disciplined investment approach focused on rigorous research.

Risk Management

The fund house emphasizes robust risk management through diversification and prudence.

Long-Term Perspective

WhiteOak Capital maintains a long-term perspective in its investment decision-making.

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)1.8%

Exit Load1

Regulatory & Tax Information

INF03VN01779

ISIN

DailyDealing Frequency

LTCG | >1Year 12.5%% on gain above 1.25 Lakh

STCG | <1Year 20%%

Tax Implications (India)