WhiteOak Capital Ultra Short Duration Fund Growth

All Cap

Debt

India Debt Liquid Market

Liquid

Others

Emotionally driven

Investor Profile

1–3 yearsInvestment Horizon

HNI, UHNI, Retail Investor, Mass AffluentTarget Segments

SEBI registered equity mutual fund suitable for all investor categoriesRegulatory Fit

Whiteoak Capital Ultra Short Duration Fund Growth invests in short-term bonds, balancing safety with modest growth.

What This Strategy Does

WhiteOak Capital Ultra Short Duration Fund Regular Growth is an ultra short duration debt fund which captures India's ₹12 trillion short-term fixed income opportunity through active duration management, deploying capital across high-quality corporate and government bonds to achieve benchmark-aligned compounding.

Performance and Risk Analysis

Historical returns, volatility patterns, and how this fund has performed relative to its benchmark.

Fund Performance

-0.7% AnnuallyAlpha

+5.3% vs +9.5% benchmarkSince Inception

+6.4% vs +5.7% benchmark3Y Annualized

+5.7% vs +4.6% benchmark5Y Annualized

WhiteOak Capital Ultra Short Duration Fund Growth

Benchmark Index

Benchmark Performance Comparison

WhiteOak Capital Ultra Short Term Fund

FD Returns

Given the product’s limited performance history, the assessment considers the fund house’s track record and the historical performance of comparable strategies managed by the same fund house, which follow similar investment approaches. Such comparisons provide historical context only and do not represent the performance of the new product or indicate its future returns.

Risk Profile

Standard Deviation0.6%

Sharpe Ratio0.09

Beta1.24

Upside Capture87%

Strategy Details

A closer look at the investment thesis, portfolio construction, and current holdings.

Core Investment Theme

Provides liquidity and capital preservation through exposure to high-quality, short-term debt instruments. This ultra-short duration strategy aims to generate stable returns by minimizing interest rate risk and credit risk. The impact is a low-volatility portfolio that serves as a cash management tool while earning a modest yield premium over traditional savings accounts. Suitable for investors seeking liquidity and capital preservation with a slight return enhancement.

Portfolio Holdings Overview

SectoralAllocation

Financial Services100%

Top Stock Holdings

CompanySectorAllocation

Indian BankUtilities9.29%

National Bank For Agriculture And Rural DevelopmentUtilities9.14%

Bank Of BarodaUtilities8.75%

Clearing Corporation Of India LtdUtilities7.45%

Muthoot Finance LimitedUtilities4.80%

Bajaj Housing Finance LimitedUtilities4.77%

Small Industries Development Bank Of IndiaUtilities4.77%

Bajaj Housing Finance LimitedUtilities4.75%

Cholamandalam Investment And Finance Company LimitedUtilities4.75%

Fund House Management

The asset management company’s track record, AUM scale, and fund manager credentials.

Fund Manager Track Record

Piyush Baranwal

Lead Portfolio Manager

Mr. Piyush Baranwal has experience of 19 years. Manages 92 funds at WhiteOak Capital Asset Management Limited with an AUM of approximately ₹11,733 Cr Holds a PGDBM degree.

CW Expert Take

WhiteOak Capital brings institutional discipline to ultra-short duration investing. Their investment philosophy emphasizes liquidity management and credit quality over aggressive yield chasing. The fund house maintains conservative risk frameworks while actively managing portfolios across the credit curve. WhiteOak's strength lies in rigorous credit research capabilities that translate into consistent performance across interest rate cycles.

19 years

Combined Team Experience

₹ 11,733 Cr

Assets Under Management

Firm Overview

AMCWhiteOak Capital Asset Management Limited

Total AUM₹29,798.08 Cr

Investment Professionals49+

Global Offices250 Cities

Operational & Regulatory Details

What it costs to invest, transaction mechanics, and regulatory disclosures you should know.

Costs and Fees

Total Expense Ratio (TER)0.97%

Regulatory & Tax Information

INF03VN01282

ISIN

DailyDealing Frequency

CRISIL Ultra Short Dur Debt A-I TR INRBenchmark

Capital Gain Tax | Taxed as per Income Tax Slab

Tax Implications (India)