How Your Wealth is Protected
Wealth isn't always lost to bad decisions, sometimes it's lost to structure. Capital pooled with other clients' money, with no single line of ownership. Funds routed through the manager instead of directly to the fund. Holdings registered to different credentials than yours. Audit trails that aren't independent, letting discrepancies go unnoticed. Settlements handled manually, leaving room for error, or worse.
Safety, By Design, Your Capital Is Never at Transactional Risk
Confidentiality Is Not a Feature, It's a Standard
What you share with us exists for one purpose, to serve you better. Your identity, finances, and intentions are held in complete confidence, secured with AES-256 encryption at rest and TLS 1.3 in transit. Our infrastructure is ISO 27001 certified and SOC 2 compliant, the same standards used by institutional financial organisations globally.
No Float, No Access, No Detour
Your capital is never pooled or routed through us, it flows directly to the fund house and back to you on exit, moving only on your explicit authorisation. Every payment goes straight from your bank to the fund house through SEBI-regulated, audited platforms. We hold no float, and have no access to your funds, your money is never anywhere but exactly where it should be.
Resilience by Design
The most important decisions in portfolio construction aren't just what to buy, they're what the portfolio must withstand. Risk parameters are defined before a single position is taken, not estimated after. Capital goes to instruments proven stable across full market cycles. Liquidity is preserved structurally, never traded for yield. And diversification isn't a response to uncertainty, it's the architecture from the outset.
No Claim, No Lien, No Exception
Holdings are always held in your name through SEBI-authorised custodians and independent, internationally recognised administrators, across AIFs, global funds, and structured products alike. Every holding is recorded under your PAN, with no lien, no claim, and no interest from us. We are not a counterparty to what you own. Across every instrument, every account, every asset class, the record reflects one owner: you.
Safe Return of Capital
Every point of deployment, holding, and settlement runs on infrastructure that leaves nothing to assumption. When you exit, capital settles directly into your registered bank account, no intermediary holds, no internal wallets. Redemption flows from the fund house through regulated, SEBI-governed settlement infrastructure. We don't hold what settles. Nothing sits in between.
Governed by a Regulator, Accountable to a Standard. Compliance is the floor, not the ceiling
Cambridge Wealth is registered with SEBI as a Mutual Fund Distributor (ARN 172841), operating across BSE and NSE's regulated investment infrastructure. Every interaction, transaction, and disclosure concerning you is governed by SEBI's regulatory framework. We hold ourselves to these obligations not because we're required to, but because you deserve nothing less.
Cambridge Wealth (Baker Street Fintech Pvt. Ltd.) is a SEBI-registered Mutual Fund Distributor (ARN 172841). We do not hold, control, or have access to investor funds at any point. All investments are held in the investor's name through SEBI-authorised custodians and depositories. Transaction platforms referenced are independently regulated and audited. Security certifications and compliance standards referenced reflect current infrastructure as maintained and verified by respective third-party auditors.
How Custodial Safety Is Embedded Into the System
Your capital and your data follow the same principle, nothing depends on us alone. Every transaction, every session, and every data point is independently secured, authorised, and verified.
Secure Transactions
256-bit encryption on every transaction, routed directly through SEBI-regulated intermediaries, funds never pass through our systems.
Periodic Authorisation
Access is authorised on a fixed renewal cycle using JWT-based tokens. No session remains open indefinitely, and no access persists without re-verification.
Independent Access
Every detail, from fund manager to individual holdings to estimated taxation, is visible directly on the interface, sourced independently from the registrar of record.
"Outward remittance is always an anxious moment for me. What gave me confidence wasn't just the return expectation, it was equally important to understand exactly where my money would be held, who would have custody of it, and why it would never sit with Cambridge Wealth. That level of transparency made the decision much easier."
The Institutions That Govern Your Investments
Every registration we hold, every platform we transact on, every body we answer to, they exist so your wealth answers to a framework that leaves nothing to faith.
SEBI — MFD
AMFI — MF Distributor
BSE Star MF
CAMS / KFintech
The structure protecting your wealth matters as much as the strategy within it
The returns your portfolio generates are only part of the picture. The infrastructure behind it, who holds your investments, how your capital moves, what standards govern every transaction, is what determines whether your wealth is truly protected.
Infrastructure Built to Protect You. Backed by Safety & Regulatory Accountability
Regulated Custody, fully backed by Institutional Safety standards that go beyond what is required by compliance. Backed by a team that is responsible for the safety of each transaction and is accountable to internal risk alerts, controls, regular audits and digital guardrails.
EXECUTION PLATFORMS
(The no-person App)
No Liability infrastructure for anything Beyond Custody
Custody sits with Transfer Agents. Covers the depository, not what happens above it. If a discrepancy or breach occurs, there is no accountability layer beyond the depository record, and no obligation for anyone to respond to you directly.
BANKS AND LARGE WEALTH COMPANIES
(The Salesy RM)
Account Data Access Granted. Cross-sold, chased for products you don't want
Custody infrastructure is regulated. The risk lies in access to your savings account that extends beyond the transaction it serves, data shared with affiliates without your active consent, & products surfaced because they serve the institution's revenue first.
FRIENDLY NEIGHBOURHOOD UNCLE
(Single Individual)
Lacks Institutional Safety Infrastructure Standards and Controls
Independent agents operate on a trust basis. The relationship is personal, but the safety infrastructure behind it often lacks the encryption standards, access controls, & custody discipline that wealth management requires. In the event of a breach, there is no protocol and no standard they may be accountable to.
CAMBRIDGE WEALTH
(Technology + Team + Expertise)
Infrastructure Built to Protect You. Backed by Safety & Regulatory Accountability
Regulated Custody, fully backed by Institutional Safety standards that go beyond what is required by compliance. Backed by a team that is responsible for the safety of each transaction and is accountable to internal risk alerts, controls, regular audits and digital guardrails.
Everything You Should Know Before You Trust Anyone With Your Life's work
Before you commit to anything, you deserve to understand exactly how your wealth is held, how it moves, and what stands behind it. That's the conversation we start with — not performance, not products, but the infrastructure and obligations that govern everything we do on your behalf.