Cambridge Wealth is an AMFI-registered Mutual Fund & SIF Distributor working with NRIs investing into India. Its goal-linked allocation process organises scheme information around your stated goals, timelines, liquidity needs and cross-border constraints across mutual funds, SIFs, fixed deposits and — subject to eligibility and minimums — PMS and AIF categories. Portfolio analysis and drift correction show where current weights sit against the allocation you set, and documentation support covers NRI KYC, NRE/NRO records, FATCA/CRS declarations, tax residency and Form 10F.
The categories open to you, what each one needs on the account and documentation side, and where eligibility actually stops.
Which categories are open to you turns on your country of residence, not just NRI status. US- and Canada-resident investors face additional AMC-level requirements, and some categories close entirely. This is settled before anything else is discussed.
SIFs from ₹10 lakh, PMS from ₹50 lakh, AIFs from ₹1 crore for an ordinary investor: a threshold question, not a default one. Where you clear a threshold, the scheme information for that category becomes relevant; where you do not, it does not.
NRE, NRO and FCNR are not interchangeable. Which account funds an investment determines what you can repatriate later and how the interest and gains are taxed, and correcting it afterwards is considerably harder than getting it right first.
Compare eligible schemes on structure, mandate, underlying holdings, liquidity and exit terms — including the alternative categories, where the exit terms and lock-ins differ far more between schemes than they do in plain mutual funds.
KYC, FATCA/CRS self-certification and tax-residency documents handled digitally, with calls in your time zone. Distance changes the logistics of starting, not the categories available to you.
The records that make a future repatriation straightforward — source-of-funds evidence per account, folio-level statements, Form 15CA/CB inputs — assembled as you invest rather than reconstructed years later at exit.
Most NRIs starting to invest in India begin with the wrong question. Not which fund, but which account the money should come from, what residency status applies this financial year, and which documents have to exist before the first transaction rather than after it. Get that sequence right and product selection is the easy part; get it wrong and the tax leakage and repatriation friction can take years to correct. Cambridge Wealth's goal-linked allocation process starts from your stated goals, timelines and liquidity needs, sets an asset allocation framework against them, and organises scheme information around that framework — including which account holds what. Every scheme considered passes a documented 108-point research review across 5,000+ Indian investment products. You get portfolio analysis and drift correction, visibility into holdings, and written disclosure of how Cambridge Wealth is compensated.
What a goal-linked allocation process looks like from the first conversation onward.
"A friend recommended Chinmay (Founder of Cambridge Wealth) a couple of years back to help me with my taxation and reinvestment of money when we sold off the property. The CW team has been very quick to respond and is available at any point in time with regard to almost..."
"Professionalism and innovation in service is what I experienced with Cambridge. The way they handle clients is very unique in Pune. Some of the services provided here are very innovative and unique."
"I would recommend Cambridge Wealth to anyone. They listened to my requirements and then came back to me with all my options. The advice was clear and tailored to my own circumstances"
"Excellent service, experienced staff and ease of transaction."
"A friend recommended Chinmay (Founder of Cambridge Wealth) a couple of years back to help me with my taxation and reinvestment of money when we sold off the property. The CW team has been very quick to respond and is available at any point in time with regard to almost..."
"Professionalism and innovation in service is what I experienced with Cambridge. The way they handle clients is very unique in Pune. Some of the services provided here are very innovative and unique."
"I would recommend Cambridge Wealth to anyone. They listened to my requirements and then came back to me with all my options. The advice was clear and tailored to my own circumstances"
"Excellent service, experienced staff and ease of transaction."
"A friend recommended Chinmay (Founder of Cambridge Wealth) a couple of years back to help me with my taxation and reinvestment of money when we sold off the property. The CW team has been very quick to respond and is available at any point in time with regard to almost..."
"Professionalism and innovation in service is what I experienced with Cambridge. The way they handle clients is very unique in Pune. Some of the services provided here are very innovative and unique."
"I would recommend Cambridge Wealth to anyone. They listened to my requirements and then came back to me with all my options. The advice was clear and tailored to my own circumstances"
"Excellent service, experienced staff and ease of transaction."
Research-led scheme information, organised around your goals and disclosed in writing.
A documented 108-point research framework evaluates 5,000+ Indian investment products on quantitative and qualitative factors before a scheme enters the research universe.
Onboarding documentation is handled digitally and calls are scheduled around your time zone, so being outside India changes the logistics rather than the options.
The Founder's Portfolio publishes the CIO's own allocation and quarter-by-quarter changes from 2008 onward, across several market cycles.
An AMFI-registered Mutual Fund & SIF Distributor, ARN-172841, providing remuneration disclosures in writing so you know how it is compensated before you transact.
Specialists across research, taxation, compliance, technology and service.
Chief Investment Officer
Chinmay Kulkarni serves as the Chief Investment Officer at Cambridge Wealth, bringing a philosophy rooted in personal accountability and shared financial journeys. With over 15 years of cumulative expertise in wealth management, Chinmay leads investment strategy with a fiduciary commitment that places client interests above all else. He champions complete transparency through the Founder's Portfolio, openly sharing his own investments and research with clients. His approach is built on the belief that no strategy belongs in a client's portfolio unless it's worthy of his own family's future. Chinmay's leadership has helped Cambridge Wealth administer over ₹15,000 crore in assets, delivering research-backed, tailored wealth solutions to high-performing professionals and NRIs across India and globally.
Investment and Taxation Lead
Mihir Jagtap is the Investment and Taxation Lead at Cambridge Wealth, playing a critical role in ensuring clients' investment decisions are structured for maximum tax efficiency. With deep expertise in Indian and international tax regulations, Mihir advises on the regulatory implications of complex financial strategies, particularly for NRIs and globally mobile professionals. He works closely with the investment and compliance teams to craft holistic wealth plans that are both growth-oriented and tax-conscious. Mihir's contributions ensure that Cambridge Wealth's clients benefit from strategies that are not only high-performing but also fully aligned with applicable legal and regulatory frameworks, helping preserve and grow wealth across generations.
Investment and Business Lead
Sangeeta Bhagwat serves as a Investment and Business Lead at Cambridge Wealth, specializing in tracking macroeconomic indicators, global market conditions, and sector-level trends to inform the firm's strategic investment positioning. Her work ensures that Cambridge Wealth's portfolios remain agile and well-positioned in response to shifting market dynamics. Sangeeta contributes directly to the firm's 48-point research framework, providing the macro-level intelligence that underpins tailored wealth strategies for clients. Her insights help the investment team identify opportunities and manage risks across diverse asset classes, supporting the firm's commitment to delivering diversified, long-term growth for professionals, NRIs, and families seeking comprehensive wealth management solutions.
Investment and Customer Service Lead
Leads direction for investment product strategy and data/AI-led innovation.
Product and Data + AI Lead
Chinmay Phadke is the Product and Data + AI Lead at Cambridge Wealth, responsible for defining the product vision and roadmap for the firm's technology platforms. He bridges the gap between client needs, business strategy, and technical execution, ensuring that Cambridge Wealth's digital tools evolve in ways that genuinely serve users. Chinmay coordinates across design, development, and operations teams to prioritize features and improvements that enhance the overall client experience. His product thinking is guided by the firm's core values of transparency and performance, ensuring that every platform update brings clients closer to their financial goals. Chinmay's leadership ensures that Cambridge Wealth's technology remains competitive, scalable, and client-centric.
Mutual funds and Specialised Investment Funds, fixed deposits including NRE, NRO and FCNR, government securities through RBI Retail Direct, real-estate-backed alternatives, and — subject to eligibility — PMS at a ₹50 lakh regulatory minimum, and AIFs at ₹1 crore for an ordinary investor or ₹25 lakh for qualifying employees and directors of the fund. Access varies by country of residence and by AMC.
Speak with our team for scheme information and clear next steps.
Registered credentials, ARN-172841.
APMI Registration No.: APRN-01683.
ISO 9001 certified as a Mutual Fund Distributor.
Share your goals, timelines and current India-side holdings. Our team will walk you through the scheme categories open to you and the documentation each one needs.
For immediate assistance, feel free to give us a direct call at +91 72193 68995. You can also send us a quick email at support@cambridgewealth.in.
For immediate assistance, feel free to give us a direct call at +91 72193 68995. You can also send us a quick email at support@cambridgewealth.in.
