Holdings and Tax Review
Portfolio Analysis reviews holdings for allocation, overlap and liquidity alongside unrealised gains. Cambridge Wealth uses it to show where a change would carry a tax cost.
Wealth and tax questions rarely arrive one at a time. A single decision to sell a holding can touch capital gains, the records a chartered accountant will ask for, and what is left for the next generation. For professionals and NRIs, the same decision can also involve two tax jurisdictions and two sets of paperwork. The usual difficulty is not finding a product but keeping the records straight across all of it. Cambridge Wealth provides portfolio analysis, maintains the transaction records behind it, and supports the documentation your tax and legal professionals will need.
Integrated investment, tax, estate, retirement, and cross-border guidance designed around complex financial goals.
Portfolio Analysis reviews holdings for allocation, overlap and liquidity alongside unrealised gains. Cambridge Wealth uses it to show where a change would carry a tax cost.
Transaction records hold the cost, dates and sale values behind every gain. Cambridge Wealth keeps them organised across AMCs and registrars for your tax conversations.
Nominations, folio ownership and joint holding records decide how investments pass on. Cambridge Wealth reviews them alongside your Will planning documents.
Mutual funds, SIFs, PMS and AIF categories are taxed differently on gains and income. Cambridge Wealth sets out how each category you hold is treated before you commit.
Taxation Guidance links investment decisions to their tax consequence. Cambridge Wealth provides this information alongside your holdings and goals.
A change of country changes residential status, account type and TDS. Cambridge Wealth keeps NRE/NRO, Form 10F and repatriation records current for NRIs and people moving countries.
Selling a holding, moving countries or passing assets on rarely stays a single transaction. Each one produces records that a chartered accountant, a lawyer or a registrar will later ask for, often years after the event. For NRIs the position is harder again, because the same holding can be reportable in two jurisdictions under different rules. The common problem is that the paperwork is assembled long after the decision, when statements are scattered across fund houses and accounts. Cambridge Wealth keeps the transaction records and portfolio analysis in one place and supports the documentation your tax and legal professionals require. Cambridge Wealth does not provide tax or legal opinions, which remain with your qualified professionals.
Discover how research-backed guidance supports professionals, families, and globally connected Indian investors.
"Professionalism and innovation in service is what I experienced with Cambridge. The way they handle clients is very unique in Pune. Some of the services provided here are very innovative and unique."
"I have been a customer of Cambridge since its inception and I have always been completely satisfied with the service received. The advisors have always come up with appropriate solutions for all my investment queries."
Our approach combines transparent information, disciplined research, and holistic wealth planning.
Cambridge Wealth is an AMFI-registered firm for Mutual Funds and SIFs. The role, and how it is paid, is stated plainly rather than implied.
A documented 108-point research framework is applied to more than 5,000 Indian investment products before any scheme enters the reviewed universe.
Investment records, tax documentation, retirement horizons and estate paperwork are handled together, so the same statements do not have to be gathered twice.
Cross-border documentation support for NRIs, including which account each transaction is recorded against and what the relevant jurisdiction requires.
Experienced specialists work together across investments, taxation, research, and client service.
Founder & Chief Investment Officer
Chinmay Kulkarni founded Cambridge Wealth to bring institutional-grade investment thinking to India's affluent and global Indian investors. With 17+ years across private equity, digital banking, and wealth management, he has worked closely with prominent families worldwide on preserving and growing multi-generational wealth. His prior roles at PwC and Barclays shaped a disciplined, research-led approach to portfolio construction. He sets the firm's investment philosophy, balancing capital preservation with long-term wealth creation. Clients turn to him for the depth of expertise typically found at family offices and institutional investment firms.
Investment & Taxation Lead
Mihir leads investment structuring and taxation at Cambridge Wealth, with over 18 years of experience navigating the complexities that come with significant wealth. He works closely with clients to structure portfolios for tax efficiency across jurisdictions, including cross-border considerations for NRIs. His command of Indian tax law and regulatory nuance ensures every investment decision is structured as carefully as it is chosen. He anticipates compliance and structuring issues before they become costly. His work ensures clients retain more of what they earn.
People & Business Lead
Sangeeta leads people and business operations at Cambridge Wealth, bringing over 20 years of experience to how the firm serves its clients. As part of the founding team, she has built a culture grounded in trust, discretion, and long-term relationships. Her behavioral and relationship-driven approach shapes how the firm engages clients at every stage of their wealth journey. She oversees the operational foundation that allows the firm to deliver a consistently high standard of service. Her focus spans talent, process, and the systems that keep the firm running smoothly as it scales.
Investment Services Lead
Aditya Kaushik leads investment services at Cambridge Wealth, with over 8 years of experience building the kind of personal relationships that earn lasting client trust. As part of the founding team, he has shaped a client experience built on candor, accessibility, and long-term partnership rather than one-off transactions. He translates complex investment strategy into decisions clients can act on with confidence. His relationships with clients often span years and multiple life stages of wealth. He serves as the primary link between the firm's research and the families it works with.
Product, Data & AI Lead
CP leads product, data, and AI at Cambridge Wealth, with over 7 years of experience building the digital infrastructure behind a sophisticated wealth management experience. As part of the founding team, he ensures the firm's platforms match the standard clients expect at every touchpoint. His work in data and AI is focused on sharper, faster investment insight without compromising the discretion clients require. He bridges technology and product strategy, making institutional-grade tools intuitive to use. His focus is on building infrastructure that lives up to the wealth it serves.
It is usually not a single threshold but the number of moving parts: several fund houses, more than one account type, property, and sometimes a second country. Once statements sit in different places, assembling them for a tax filing or a succession event takes real effort. Cambridge Wealth keeps those transaction records and portfolio analysis together.
Speak with Cambridge Wealth about your investment and tax planning needs.
Awarded in recognition of long-standing commitment and support extended toward a digital investment platform, reflecting early adoption of transaction infrastructure and consistent platform-based investment activity. Highlights an early and sustained embrace of technology-driven investment channels well ahead of broader industry adoption.
Conferred for outstanding investor mobilization and investor support during a critical fundraising window, reflecting strong on-ground execution, timely investor outreach, and effective campaign coordination. The recognition underscores the ability to convert investor interest into committed subscriptions within a tight, time-bound cycle, while maintaining clarity and compliance in all investor communication.
Awarded for sustained and exceptional contribution across a full financial year, recognizing consistent business generation, proactive client servicing, and a long-term collaborative partnership supporting business growth objectives. Reflects year-round reliability rather than a one-time spike in performance, along with active participation in ongoing investor engagement and servicing initiatives.
Presented in recognition of outstanding contribution to an alternate investment business vertical, highlighting the firm's role in expanding investor access to structured and alternative product categories through informed advisory and relationship management. Signals credibility in guiding sophisticated, higher-ticket investors through more complex product structures.
Granted for invaluable contribution to the successful launch and subscription momentum of a new fund offering, reflecting strong investor engagement and effective onboarding during the offer period. Demonstrates the capacity to drive meaningful subscription volumes and investor participation during a fund's most critical early fundraising phase.
Conferred for an extraordinary accomplishment in helping reach a significant industry-wide Assets Under Management milestone, underscoring scale, consistency, and trust built with the investor base over time. Formally acknowledged by senior leadership, this recognition points to a meaningful, measurable contribution to overall asset growth over a sustained period.
Presented for a valued strategic association built around thematic and cyclical investment advisory, recognizing the resulting investor participation. Reflects the ability to effectively communicate a nuanced investment thesis to investors and translate it into real, sustained participation.
Bring your existing statements, folio details and any cross-border records. Cambridge Wealth can organise the portfolio information and documentation your tax and legal professionals will ask for.
For immediate assistance, feel free to give us a direct call at +91 92409 25783. You can also send us a quick email at support@cambridgewealth.in.
For immediate assistance, feel free to give us a direct call at +91 92409 25783. You can also send us a quick email at support@cambridgewealth.in.